IFSC Code PUNB0589800 - Punjab National Bank Saliyana
NEAR MAIN MARKET SALIYANA GARISAIN UL CHAMO 246428
Quick Info
IFSC: PUNB0589800
Pincode: 246428
District: Chamoli
Status: Active
About Punjab National Bank Saliyana
IFSC Code PUNB0589800 belongs to Punjab National Bank Saliyana branch located in Chamoli, Chamoli, Uttarakhand. This branch serves customers in Chamoli, Chamoli, Uttarakhand and surrounding areas.
Understanding IFSC Code PUNB0589800
The IFSC (Indian Financial System Code) PUNB0589800 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (PUNB): Bank code identifying Punjab National Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (589800): Unique branch identifier for Saliyana
Electronic Fund Transfer Services
IFSC Code PUNB0589800 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Punjab National Bank Saliyana branch is located at NEAR MAIN MARKET SALIYANA GARISAIN UL CHAMO 246428 (Pincode: 246428) in Chamoli, Chamoli, Uttarakhand. This location serves customers in Chamoli, Chamoli, Uttarakhand and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code PUNB0589800 to ensure the transaction is routed correctly.
How to Use IFSC Code PUNB0589800
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: PUNB0589800 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Punjab National Bank Branches
If you're looking for other Punjab National Bank branches in Chamoli, Chamoli, Uttarakhand or nearby areas, use our Punjab National Bank branch finder. You can search by city, district, or state to find all Punjab National Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | PUNB0589800 |
| Bank Name: | Punjab National Bank |
| Branch Name: | Saliyana |
| Address: | NEAR MAIN MARKET SALIYANA GARISAIN UL CHAMO 246428 |
| City: | Chamoli |
| District: | Chamoli |
| State: | Uttarakhand |
| Pincode: | 246428 |
Payment Services Available
Punjab National Bank Saliyana Branch IFSC Code PUNB0589800 — Complete Banking Guide for Chamoli, Uttarakhand
IFSC code PUNB0589800 belongs to the Saliyana branch of Punjab National Bank in Chamoli, Chamoli district, Uttarakhand. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC PUNB0589800 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Punjab National Bank, Saliyana Branch
The Saliyana branch of Punjab National Bank in Chamoli, Uttarakhand serves retail and corporate customers in Chamoli district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC PUNB0589800 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC PUNB0589800
Four primary digital payment rails use IFSC PUNB0589800 for transfers to Punjab National Bank, Saliyana: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC PUNB0589800 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Saliyana branch of Punjab National Bank in Chamoli carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC PUNB0589800 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC PUNB0589800 Before Transferring
Before initiating any high-value transfer to IFSC PUNB0589800, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Punjab National Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Punjab National Bank Saliyana, Chamoli IFSC
What is the IFSC of Punjab National Bank Saliyana in Chamoli?
The IFSC of Punjab National Bank, Saliyana branch in Chamoli, Uttarakhand is PUNB0589800. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC PUNB0589800?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC PUNB0589800 to route funds to Punjab National Bank, Saliyana, Chamoli.
Who assigns IFSC codes like PUNB0589800?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Punjab National Bank applied for the IFSC for its Saliyana branch in Chamoli, and RBI issued PUNB0589800 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC PUNB0589800 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC PUNB0589800 at Punjab National Bank, Saliyana, Chamoli. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC PUNB0589800.
About IFSC Code PUNB0589800
IFSC Code PUNB0589800 belongs to Punjab National Bank branch Saliyana located in Chamoli, Chamoli, Uttarakhand.
Branch Information
- IFSC Code: PUNB0589800
- Bank: Punjab National Bank
- Branch: Saliyana
- Address: NEAR MAIN MARKET SALIYANA GARISAIN UL CHAMO 246428
- City: Chamoli
- District: Chamoli
- State: Uttarakhand
- Pincode: 246428
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available