Overview of IFSC Code RATN0000274: The IFSC code RATN0000274 uniquely identifies the Rbl Bank Limited branch located at Hirapur in the Bastar district of Chhattisgarh. This 11-digit alphanumeric code is mandatory for routing electronic fund transfers like NEFT, RTGS, and IMPS to the correct bank account.

IFSC Code RATN0000274 - Rbl Bank Limited Hirapur

RATN0000274 Rbl Bank Limited Kondagaon Bastar Chhattisgarh

RBL BANK LTD GRAM PANCHAYAT BHAWAN INFRONT OF KRISHI UPAJ MANDI MAIN ROAD VILLAGE HIRAPUR BLOCK MAKADI DIST KONDAGAON HIRAPUR CHHATTISGARH 494226

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Quick Info

IFSC: RATN0000274

Pincode: 494226

District: Bastar

Status: Active

About Rbl Bank Limited Hirapur

IFSC Code RATN0000274 belongs to Rbl Bank Limited Hirapur branch located in Kondagaon, Bastar, Chhattisgarh. This branch serves customers in Kondagaon, Bastar, Chhattisgarh and surrounding areas.

Understanding IFSC Code RATN0000274

The IFSC (Indian Financial System Code) RATN0000274 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:

  • First 4 characters (RATN): Bank code identifying Rbl Bank Limited
  • 5th character (0): Reserved for future use (always 0)
  • Last 6 characters (000274): Unique branch identifier for Hirapur
Electronic Fund Transfer Services

IFSC Code RATN0000274 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:

NEFT (National Electronic Funds Transfer)

Batch processing system for fund transfers. Available Yes at this branch.

Processing: Multiple batches daily, typically settles within 2 hours during banking hours.

RTGS (Real Time Gross Settlement)

Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.

Processing: Real-time settlement, typically within minutes during RTGS hours.

IMPS (Immediate Payment Service)

24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.

Processing: Instant transfer, available 24/7 including holidays.

UPI (Unified Payments Interface)

Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.

Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.

Branch Location and Accessibility

The Rbl Bank Limited Hirapur branch is located at RBL BANK LTD GRAM PANCHAYAT BHAWAN INFRONT OF KRISHI UPAJ MANDI MAIN ROAD VILLAGE HIRAPUR BLOCK MAKADI DIST KONDAGAON HIRAPUR CHHATTISGARH 494226 (Pincode: 494226) in Kondagaon, Bastar, Chhattisgarh. This location serves customers in Kondagaon, Bastar, Chhattisgarh and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code RATN0000274 to ensure the transaction is routed correctly.

How to Use IFSC Code RATN0000274

When making online fund transfers to an account at this branch, you will need:

  1. IFSC Code: RATN0000274 (for NEFT, RTGS, IMPS)
  2. Account Number: The recipient's account number
  3. Account Holder Name: As registered with the bank
Important: Always verify the IFSC code before initiating any fund transfer. Incorrect IFSC codes can result in failed transactions or funds being sent to the wrong branch. This IFSC code information is verified from official Reserve Bank of India (RBI) records and is updated regularly to ensure accuracy.
Finding Other Rbl Bank Limited Branches

If you're looking for other Rbl Bank Limited branches in Kondagaon, Bastar, Chhattisgarh or nearby areas, use our Rbl Bank Limited branch finder. You can search by city, district, or state to find all Rbl Bank Limited branches with their respective IFSC codes.

Branch Details
IFSC Code: RATN0000274
Bank Name: Rbl Bank Limited
Branch Name: Hirapur
Address: RBL BANK LTD GRAM PANCHAYAT BHAWAN INFRONT OF KRISHI UPAJ MANDI MAIN ROAD VILLAGE HIRAPUR BLOCK MAKADI DIST KONDAGAON HIRAPUR CHHATTISGARH 494226
City: Kondagaon
District: Bastar
State: Chhattisgarh
Pincode: 494226
Payment Services Available
NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available
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Rbl Bank Limited Hirapur Branch IFSC Code RATN0000274 — Complete Banking Guide for Kondagaon, Chhattisgarh

IFSC code RATN0000274 belongs to the Hirapur branch of Rbl Bank Limited in Kondagaon, Bastar district, Chhattisgarh. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC RATN0000274 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.

About Rbl Bank Limited, Hirapur Branch

The Hirapur branch of Rbl Bank Limited in Kondagaon, Chhattisgarh serves retail and corporate customers in Bastar district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC RATN0000274 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.

Payment Methods Using IFSC RATN0000274

Four primary digital payment rails use IFSC RATN0000274 for transfers to Rbl Bank Limited, Hirapur: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC RATN0000274 against the RBI IFSC master list before processing the payment.

MICR Code and Branch Details

In addition to the IFSC, the Hirapur branch of Rbl Bank Limited in Kondagaon carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC RATN0000274 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.

How to Verify IFSC RATN0000274 Before Transferring

Before initiating any high-value transfer to IFSC RATN0000274, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Rbl Bank Limited's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.

FAQs — Rbl Bank Limited Hirapur, Kondagaon IFSC

What is the IFSC of Rbl Bank Limited Hirapur in Kondagaon?

The IFSC of Rbl Bank Limited, Hirapur branch in Kondagaon, Chhattisgarh is RATN0000274. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.

What is the minimum amount for NEFT to IFSC RATN0000274?

There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC RATN0000274 to route funds to Rbl Bank Limited, Hirapur, Kondagaon.

Who assigns IFSC codes like RATN0000274?

The Reserve Bank of India (RBI) assigns all IFSC codes in India. Rbl Bank Limited applied for the IFSC for its Hirapur branch in Kondagaon, and RBI issued RATN0000274 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.

Can I use IFSC RATN0000274 for UPI payments?

UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC RATN0000274 at Rbl Bank Limited, Hirapur, Kondagaon. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC RATN0000274.

About IFSC Code RATN0000274

IFSC Code RATN0000274 belongs to Rbl Bank Limited branch Hirapur located in Kondagaon, Bastar, Chhattisgarh.

Branch Information

  • IFSC Code: RATN0000274
  • Bank: Rbl Bank Limited
  • Branch: Hirapur
  • Address: RBL BANK LTD GRAM PANCHAYAT BHAWAN INFRONT OF KRISHI UPAJ MANDI MAIN ROAD VILLAGE HIRAPUR BLOCK MAKADI DIST KONDAGAON HIRAPUR CHHATTISGARH 494226
  • City: Kondagaon
  • District: Bastar
  • State: Chhattisgarh
  • Pincode: 494226

Payment Services

  • NEFT: Available
  • RTGS: Available
  • IMPS: Available
  • UPI: Available
Note: IFSC (Indian Financial System Code) is an 11-character code used to identify bank branches for electronic fund transfers (NEFT, RTGS, IMPS). Always verify the IFSC code before initiating any transaction.

Frequently Asked Questions

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches for electronic fund transfers. You can find IFSC code using our IFSC code search tool by entering the bank name, branch name, or the IFSC code itself.

To check IFSC code, use our IFSC code search tool. Enter the bank name and branch name, or search by IFSC code directly. You can also find banks near me by searching with your location.

IFSC code format consists of 11 characters: first 4 characters represent the bank name, followed by a zero (0), and the last 6 characters represent the branch code. For example, HDFC0001234 where HDFC is the bank code and 001234 is the branch code.

To find banks near me, use our IFSC finder tool. Enter your city or location, and we will show you all nearby bank branches with their IFSC codes, addresses, and contact details.

IFSC code is used for electronic fund transfers (NEFT, RTGS, IMPS) and is 11 characters long. MICR code is used for cheque processing and is 9 digits long. Both codes uniquely identify a bank branch.

You can verify IFSC code using our check IFSC code tool. Enter the IFSC code, and we will display the complete branch details including bank name, branch name, address, and available payment services (NEFT, RTGS, IMPS, UPI).

Yes, IFSC code is required for all electronic fund transfer methods including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service). Our tool shows which services are available for each branch.

To get IFSC code by bank name and branch, use our search tool. Select "Search by Bank & Branch" option, enter the bank name (e.g., Rbl Bank Limited) and branch name, and we will display the complete IFSC code details.