IFSC Code RATN0000328 - Rbl Bank Limited Kozhikode Branch
GROUND FLOOR AKS ENCLAVE MINI BYPASS ROAD PUTHIYARA JUNCTION PUTHIYARA KOZHIKODE KERALA-673004
Quick Info
IFSC: RATN0000328
Pincode: 673004
District: Kozhikode
Status: Active
About Rbl Bank Limited Kozhikode Branch
IFSC Code RATN0000328 belongs to Rbl Bank Limited Kozhikode Branch branch located in Kozhikode, Kozhikode, Kerala. This branch serves customers in Kozhikode, Kozhikode, Kerala and surrounding areas.
Understanding IFSC Code RATN0000328
The IFSC (Indian Financial System Code) RATN0000328 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (RATN): Bank code identifying Rbl Bank Limited
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (000328): Unique branch identifier for Kozhikode Branch
Electronic Fund Transfer Services
IFSC Code RATN0000328 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Rbl Bank Limited Kozhikode Branch branch is located at GROUND FLOOR AKS ENCLAVE MINI BYPASS ROAD PUTHIYARA JUNCTION PUTHIYARA KOZHIKODE KERALA-673004 (Pincode: 673004) in Kozhikode, Kozhikode, Kerala. This location serves customers in Kozhikode, Kozhikode, Kerala and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code RATN0000328 to ensure the transaction is routed correctly.
How to Use IFSC Code RATN0000328
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: RATN0000328 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Rbl Bank Limited Branches
If you're looking for other Rbl Bank Limited branches in Kozhikode, Kozhikode, Kerala or nearby areas, use our Rbl Bank Limited branch finder. You can search by city, district, or state to find all Rbl Bank Limited branches with their respective IFSC codes.
Branch Details
| IFSC Code: | RATN0000328 |
| Bank Name: | Rbl Bank Limited |
| Branch Name: | Kozhikode Branch |
| Address: | GROUND FLOOR AKS ENCLAVE MINI BYPASS ROAD PUTHIYARA JUNCTION PUTHIYARA KOZHIKODE KERALA-673004 |
| City: | Kozhikode |
| District: | Kozhikode |
| State: | Kerala |
| Pincode: | 673004 |
Payment Services Available
Rbl Bank Limited Kozhikode Branch Branch IFSC Code RATN0000328 — Complete Banking Guide for Kozhikode, Kerala
IFSC code RATN0000328 belongs to the Kozhikode Branch branch of Rbl Bank Limited in Kozhikode, Kozhikode district, Kerala. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC RATN0000328 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Rbl Bank Limited, Kozhikode Branch Branch
The Kozhikode Branch branch of Rbl Bank Limited in Kozhikode, Kerala serves retail and corporate customers in Kozhikode district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC RATN0000328 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC RATN0000328
Four primary digital payment rails use IFSC RATN0000328 for transfers to Rbl Bank Limited, Kozhikode Branch: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC RATN0000328 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Kozhikode Branch branch of Rbl Bank Limited in Kozhikode carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC RATN0000328 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC RATN0000328 Before Transferring
Before initiating any high-value transfer to IFSC RATN0000328, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Rbl Bank Limited's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Rbl Bank Limited Kozhikode Branch, Kozhikode IFSC
What is the IFSC of Rbl Bank Limited Kozhikode Branch in Kozhikode?
The IFSC of Rbl Bank Limited, Kozhikode Branch branch in Kozhikode, Kerala is RATN0000328. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC RATN0000328?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC RATN0000328 to route funds to Rbl Bank Limited, Kozhikode Branch, Kozhikode.
Who assigns IFSC codes like RATN0000328?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Rbl Bank Limited applied for the IFSC for its Kozhikode Branch branch in Kozhikode, and RBI issued RATN0000328 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC RATN0000328 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC RATN0000328 at Rbl Bank Limited, Kozhikode Branch, Kozhikode. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC RATN0000328.
About IFSC Code RATN0000328
IFSC Code RATN0000328 belongs to Rbl Bank Limited branch Kozhikode Branch located in Kozhikode, Kozhikode, Kerala.
Branch Information
- IFSC Code: RATN0000328
- Bank: Rbl Bank Limited
- Branch: Kozhikode Branch
- Address: GROUND FLOOR AKS ENCLAVE MINI BYPASS ROAD PUTHIYARA JUNCTION PUTHIYARA KOZHIKODE KERALA-673004
- City: Kozhikode
- District: Kozhikode
- State: Kerala
- Pincode: 673004
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available