IFSC Code RATN0000389 - Rbl Bank Limited Lalpur
SHOP NO .20 PROGRESSIVE POINT COMPLEX RAIPUR-ABHANPUR ROAD LALPUR RAIPUR -492101
Quick Info
IFSC: RATN0000389
Pincode: 492101
District: Raipur
Status: Active
About Rbl Bank Limited Lalpur
IFSC Code RATN0000389 belongs to Rbl Bank Limited Lalpur branch located in Lalpur, Raipur, Chhattisgarh. This branch serves customers in Lalpur, Raipur, Chhattisgarh and surrounding areas.
Understanding IFSC Code RATN0000389
The IFSC (Indian Financial System Code) RATN0000389 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (RATN): Bank code identifying Rbl Bank Limited
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (000389): Unique branch identifier for Lalpur
Electronic Fund Transfer Services
IFSC Code RATN0000389 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Rbl Bank Limited Lalpur branch is located at SHOP NO .20 PROGRESSIVE POINT COMPLEX RAIPUR-ABHANPUR ROAD LALPUR RAIPUR -492101 (Pincode: 492101) in Lalpur, Raipur, Chhattisgarh. This location serves customers in Lalpur, Raipur, Chhattisgarh and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code RATN0000389 to ensure the transaction is routed correctly.
How to Use IFSC Code RATN0000389
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: RATN0000389 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Rbl Bank Limited Branches
If you're looking for other Rbl Bank Limited branches in Lalpur, Raipur, Chhattisgarh or nearby areas, use our Rbl Bank Limited branch finder. You can search by city, district, or state to find all Rbl Bank Limited branches with their respective IFSC codes.
Branch Details
| IFSC Code: | RATN0000389 |
| Bank Name: | Rbl Bank Limited |
| Branch Name: | Lalpur |
| Address: | SHOP NO .20 PROGRESSIVE POINT COMPLEX RAIPUR-ABHANPUR ROAD LALPUR RAIPUR -492101 |
| City: | Lalpur |
| District: | Raipur |
| State: | Chhattisgarh |
| Pincode: | 492101 |
Payment Services Available
Rbl Bank Limited Lalpur Branch IFSC Code RATN0000389 — Complete Banking Guide for Lalpur, Chhattisgarh
IFSC code RATN0000389 belongs to the Lalpur branch of Rbl Bank Limited in Lalpur, Raipur district, Chhattisgarh. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC RATN0000389 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Rbl Bank Limited, Lalpur Branch
The Lalpur branch of Rbl Bank Limited in Lalpur, Chhattisgarh serves retail and corporate customers in Raipur district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC RATN0000389 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC RATN0000389
Four primary digital payment rails use IFSC RATN0000389 for transfers to Rbl Bank Limited, Lalpur: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC RATN0000389 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Lalpur branch of Rbl Bank Limited in Lalpur carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC RATN0000389 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC RATN0000389 Before Transferring
Before initiating any high-value transfer to IFSC RATN0000389, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Rbl Bank Limited's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Rbl Bank Limited Lalpur, Lalpur IFSC
What is the IFSC of Rbl Bank Limited Lalpur in Lalpur?
The IFSC of Rbl Bank Limited, Lalpur branch in Lalpur, Chhattisgarh is RATN0000389. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC RATN0000389?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC RATN0000389 to route funds to Rbl Bank Limited, Lalpur, Lalpur.
Who assigns IFSC codes like RATN0000389?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Rbl Bank Limited applied for the IFSC for its Lalpur branch in Lalpur, and RBI issued RATN0000389 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC RATN0000389 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC RATN0000389 at Rbl Bank Limited, Lalpur, Lalpur. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC RATN0000389.
About IFSC Code RATN0000389
IFSC Code RATN0000389 belongs to Rbl Bank Limited branch Lalpur located in Lalpur, Raipur, Chhattisgarh.
Branch Information
- IFSC Code: RATN0000389
- Bank: Rbl Bank Limited
- Branch: Lalpur
- Address: SHOP NO .20 PROGRESSIVE POINT COMPLEX RAIPUR-ABHANPUR ROAD LALPUR RAIPUR -492101
- City: Lalpur
- District: Raipur
- State: Chhattisgarh
- Pincode: 492101
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available