IFSC Code RATN0000557 - Rbl Bank Limited Kakinada
GROUND FLOOR DOOR NO. 2-27-14/2 KOPPANA COMPLEX BHANUGUDI JUNCTION GOKUL STREET KAKINADA - 533003
Quick Info
IFSC: RATN0000557
Pincode: 533003
District: East Godavari
Status: Active
About Rbl Bank Limited Kakinada
IFSC Code RATN0000557 belongs to Rbl Bank Limited Kakinada branch located in Kakinada, East Godavari, Andhra Pradesh. This branch serves customers in Kakinada, East Godavari, Andhra Pradesh and surrounding areas.
Understanding IFSC Code RATN0000557
The IFSC (Indian Financial System Code) RATN0000557 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (RATN): Bank code identifying Rbl Bank Limited
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (000557): Unique branch identifier for Kakinada
Electronic Fund Transfer Services
IFSC Code RATN0000557 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Rbl Bank Limited Kakinada branch is located at GROUND FLOOR DOOR NO. 2-27-14/2 KOPPANA COMPLEX BHANUGUDI JUNCTION GOKUL STREET KAKINADA - 533003 (Pincode: 533003) in Kakinada, East Godavari, Andhra Pradesh. This location serves customers in Kakinada, East Godavari, Andhra Pradesh and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code RATN0000557 to ensure the transaction is routed correctly.
How to Use IFSC Code RATN0000557
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: RATN0000557 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Rbl Bank Limited Branches
If you're looking for other Rbl Bank Limited branches in Kakinada, East Godavari, Andhra Pradesh or nearby areas, use our Rbl Bank Limited branch finder. You can search by city, district, or state to find all Rbl Bank Limited branches with their respective IFSC codes.
Branch Details
| IFSC Code: | RATN0000557 |
| Bank Name: | Rbl Bank Limited |
| Branch Name: | Kakinada |
| Address: | GROUND FLOOR DOOR NO. 2-27-14/2 KOPPANA COMPLEX BHANUGUDI JUNCTION GOKUL STREET KAKINADA - 533003 |
| City: | Kakinada |
| District: | East Godavari |
| State: | Andhra Pradesh |
| Pincode: | 533003 |
Payment Services Available
Rbl Bank Limited Kakinada Branch IFSC Code RATN0000557 — Complete Banking Guide for Kakinada, Andhra Pradesh
IFSC code RATN0000557 belongs to the Kakinada branch of Rbl Bank Limited in Kakinada, East Godavari district, Andhra Pradesh. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC RATN0000557 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Rbl Bank Limited, Kakinada Branch
The Kakinada branch of Rbl Bank Limited in Kakinada, Andhra Pradesh serves retail and corporate customers in East Godavari district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC RATN0000557 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC RATN0000557
Four primary digital payment rails use IFSC RATN0000557 for transfers to Rbl Bank Limited, Kakinada: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC RATN0000557 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Kakinada branch of Rbl Bank Limited in Kakinada carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC RATN0000557 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC RATN0000557 Before Transferring
Before initiating any high-value transfer to IFSC RATN0000557, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Rbl Bank Limited's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Rbl Bank Limited Kakinada, Kakinada IFSC
What is the IFSC of Rbl Bank Limited Kakinada in Kakinada?
The IFSC of Rbl Bank Limited, Kakinada branch in Kakinada, Andhra Pradesh is RATN0000557. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC RATN0000557?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC RATN0000557 to route funds to Rbl Bank Limited, Kakinada, Kakinada.
Who assigns IFSC codes like RATN0000557?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Rbl Bank Limited applied for the IFSC for its Kakinada branch in Kakinada, and RBI issued RATN0000557 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC RATN0000557 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC RATN0000557 at Rbl Bank Limited, Kakinada, Kakinada. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC RATN0000557.
About IFSC Code RATN0000557
IFSC Code RATN0000557 belongs to Rbl Bank Limited branch Kakinada located in Kakinada, East Godavari, Andhra Pradesh.
Branch Information
- IFSC Code: RATN0000557
- Bank: Rbl Bank Limited
- Branch: Kakinada
- Address: GROUND FLOOR DOOR NO. 2-27-14/2 KOPPANA COMPLEX BHANUGUDI JUNCTION GOKUL STREET KAKINADA - 533003
- City: Kakinada
- District: East Godavari
- State: Andhra Pradesh
- Pincode: 533003
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available