IFSC Code SAGB0050052 - Saptagiri Grameena Bank K V B Puram
D.NO.105 K.V.B.PURAM K.V.B.PURAM
Quick Info
IFSC: SAGB0050052
District: CHITTOOR
Status: Active
About Saptagiri Grameena Bank K V B Puram
IFSC Code SAGB0050052 belongs to Saptagiri Grameena Bank K V B Puram branch located in K V B Puram, Chittoor, Andhra Pradesh. This branch serves customers in K V B Puram, Chittoor, Andhra Pradesh and surrounding areas.
Understanding IFSC Code SAGB0050052
The IFSC (Indian Financial System Code) SAGB0050052 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (SAGB): Bank code identifying Saptagiri Grameena Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (050052): Unique branch identifier for K V B Puram
Electronic Fund Transfer Services
IFSC Code SAGB0050052 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Saptagiri Grameena Bank K V B Puram branch is located at D.NO.105 K.V.B.PURAM K.V.B.PURAM in K V B Puram, Chittoor, Andhra Pradesh. This location serves customers in K V B Puram, Chittoor, Andhra Pradesh and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code SAGB0050052 to ensure the transaction is routed correctly.
How to Use IFSC Code SAGB0050052
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: SAGB0050052 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Saptagiri Grameena Bank Branches
If you're looking for other Saptagiri Grameena Bank branches in K V B Puram, Chittoor, Andhra Pradesh or nearby areas, use our Saptagiri Grameena Bank branch finder. You can search by city, district, or state to find all Saptagiri Grameena Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | SAGB0050052 |
| Bank Name: | Saptagiri Grameena Bank |
| Branch Name: | K V B Puram |
| Address: | D.NO.105 K.V.B.PURAM K.V.B.PURAM |
| City: | K V B Puram |
| District: | Chittoor |
| State: | Andhra Pradesh |
Payment Services Available
Saptagiri Grameena Bank K V B Puram Branch IFSC Code SAGB0050052 — Complete Banking Guide for K V B Puram, Andhra Pradesh
IFSC code SAGB0050052 belongs to the K V B Puram branch of Saptagiri Grameena Bank in K V B Puram, Chittoor district, Andhra Pradesh. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC SAGB0050052 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Saptagiri Grameena Bank, K V B Puram Branch
The K V B Puram branch of Saptagiri Grameena Bank in K V B Puram, Andhra Pradesh serves retail and corporate customers in Chittoor district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC SAGB0050052 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC SAGB0050052
Four primary digital payment rails use IFSC SAGB0050052 for transfers to Saptagiri Grameena Bank, K V B Puram: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC SAGB0050052 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the K V B Puram branch of Saptagiri Grameena Bank in K V B Puram carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC SAGB0050052 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC SAGB0050052 Before Transferring
Before initiating any high-value transfer to IFSC SAGB0050052, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Saptagiri Grameena Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Saptagiri Grameena Bank K V B Puram, K V B Puram IFSC
What is the IFSC of Saptagiri Grameena Bank K V B Puram in K V B Puram?
The IFSC of Saptagiri Grameena Bank, K V B Puram branch in K V B Puram, Andhra Pradesh is SAGB0050052. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC SAGB0050052?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC SAGB0050052 to route funds to Saptagiri Grameena Bank, K V B Puram, K V B Puram.
Who assigns IFSC codes like SAGB0050052?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Saptagiri Grameena Bank applied for the IFSC for its K V B Puram branch in K V B Puram, and RBI issued SAGB0050052 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC SAGB0050052 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC SAGB0050052 at Saptagiri Grameena Bank, K V B Puram, K V B Puram. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC SAGB0050052.
About IFSC Code SAGB0050052
IFSC Code SAGB0050052 belongs to Saptagiri Grameena Bank branch K V B Puram located in K V B Puram, Chittoor, Andhra Pradesh.
Branch Information
- IFSC Code: SAGB0050052
- Bank: Saptagiri Grameena Bank
- Branch: K V B Puram
- Address: D.NO.105 K.V.B.PURAM K.V.B.PURAM
- City: K V B Puram
- District: Chittoor
- State: Andhra Pradesh
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available