IFSC Code SAGB0NEFTSC - Saptagiri Grameena Bank Neft Service Center
19-565/11 3RD FLOOR SAI YASHUS VELLORE ROAD CHITTOOR PINCODE-517002
Quick Info
IFSC: SAGB0NEFTSC
Pincode: 517002
District: Chittoor
Status: Active
About Saptagiri Grameena Bank Neft Service Center
IFSC Code SAGB0NEFTSC belongs to Saptagiri Grameena Bank Neft Service Center branch located in Chittoor, Chittoor, Andhra Pradesh. This branch serves customers in Chittoor, Chittoor, Andhra Pradesh and surrounding areas.
Understanding IFSC Code SAGB0NEFTSC
The IFSC (Indian Financial System Code) SAGB0NEFTSC is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (SAGB): Bank code identifying Saptagiri Grameena Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (NEFTSC): Unique branch identifier for Neft Service Center
Electronic Fund Transfer Services
IFSC Code SAGB0NEFTSC is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Saptagiri Grameena Bank Neft Service Center branch is located at 19-565/11 3RD FLOOR SAI YASHUS VELLORE ROAD CHITTOOR PINCODE-517002 (Pincode: 517002) in Chittoor, Chittoor, Andhra Pradesh. This location serves customers in Chittoor, Chittoor, Andhra Pradesh and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code SAGB0NEFTSC to ensure the transaction is routed correctly.
How to Use IFSC Code SAGB0NEFTSC
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: SAGB0NEFTSC (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Saptagiri Grameena Bank Branches
If you're looking for other Saptagiri Grameena Bank branches in Chittoor, Chittoor, Andhra Pradesh or nearby areas, use our Saptagiri Grameena Bank branch finder. You can search by city, district, or state to find all Saptagiri Grameena Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | SAGB0NEFTSC |
| Bank Name: | Saptagiri Grameena Bank |
| Branch Name: | Neft Service Center |
| Address: | 19-565/11 3RD FLOOR SAI YASHUS VELLORE ROAD CHITTOOR PINCODE-517002 |
| City: | Chittoor |
| District: | Chittoor |
| State: | Andhra Pradesh |
| Pincode: | 517002 |
Payment Services Available
Saptagiri Grameena Bank Neft Service Center Branch IFSC Code SAGB0NEFTSC — Complete Banking Guide for Chittoor, Andhra Pradesh
IFSC code SAGB0NEFTSC belongs to the Neft Service Center branch of Saptagiri Grameena Bank in Chittoor, Chittoor district, Andhra Pradesh. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC SAGB0NEFTSC to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Saptagiri Grameena Bank, Neft Service Center Branch
The Neft Service Center branch of Saptagiri Grameena Bank in Chittoor, Andhra Pradesh serves retail and corporate customers in Chittoor district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC SAGB0NEFTSC is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC SAGB0NEFTSC
Four primary digital payment rails use IFSC SAGB0NEFTSC for transfers to Saptagiri Grameena Bank, Neft Service Center: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC SAGB0NEFTSC against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Neft Service Center branch of Saptagiri Grameena Bank in Chittoor carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC SAGB0NEFTSC exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC SAGB0NEFTSC Before Transferring
Before initiating any high-value transfer to IFSC SAGB0NEFTSC, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Saptagiri Grameena Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Saptagiri Grameena Bank Neft Service Center, Chittoor IFSC
What is the IFSC of Saptagiri Grameena Bank Neft Service Center in Chittoor?
The IFSC of Saptagiri Grameena Bank, Neft Service Center branch in Chittoor, Andhra Pradesh is SAGB0NEFTSC. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC SAGB0NEFTSC?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC SAGB0NEFTSC to route funds to Saptagiri Grameena Bank, Neft Service Center, Chittoor.
Who assigns IFSC codes like SAGB0NEFTSC?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Saptagiri Grameena Bank applied for the IFSC for its Neft Service Center branch in Chittoor, and RBI issued SAGB0NEFTSC as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC SAGB0NEFTSC for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC SAGB0NEFTSC at Saptagiri Grameena Bank, Neft Service Center, Chittoor. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC SAGB0NEFTSC.
About IFSC Code SAGB0NEFTSC
IFSC Code SAGB0NEFTSC belongs to Saptagiri Grameena Bank branch Neft Service Center located in Chittoor, Chittoor, Andhra Pradesh.
Branch Information
- IFSC Code: SAGB0NEFTSC
- Bank: Saptagiri Grameena Bank
- Branch: Neft Service Center
- Address: 19-565/11 3RD FLOOR SAI YASHUS VELLORE ROAD CHITTOOR PINCODE-517002
- City: Chittoor
- District: Chittoor
- State: Andhra Pradesh
- Pincode: 517002
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available