IFSC Code SBIN0000449 - State Bank Of India Baikunthpur
DIST KORIYA CHHATTISGARH 497335
Quick Info
IFSC: SBIN0000449
Pincode: 497335
District: Koriya
Status: Active
About State Bank Of India Baikunthpur
IFSC Code SBIN0000449 belongs to State Bank Of India Baikunthpur branch located in Baikunthpur, Koriya, Chhattisgarh. This branch serves customers in Baikunthpur, Koriya, Chhattisgarh and surrounding areas.
Understanding IFSC Code SBIN0000449
The IFSC (Indian Financial System Code) SBIN0000449 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (SBIN): Bank code identifying State Bank Of India
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (000449): Unique branch identifier for Baikunthpur
Electronic Fund Transfer Services
IFSC Code SBIN0000449 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The State Bank Of India Baikunthpur branch is located at DIST KORIYA CHHATTISGARH 497335 (Pincode: 497335) in Baikunthpur, Koriya, Chhattisgarh. This location serves customers in Baikunthpur, Koriya, Chhattisgarh and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code SBIN0000449 to ensure the transaction is routed correctly.
How to Use IFSC Code SBIN0000449
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: SBIN0000449 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other State Bank Of India Branches
If you're looking for other State Bank Of India branches in Baikunthpur, Koriya, Chhattisgarh or nearby areas, use our State Bank Of India branch finder. You can search by city, district, or state to find all State Bank Of India branches with their respective IFSC codes.
Branch Details
| IFSC Code: | SBIN0000449 |
| Bank Name: | State Bank Of India |
| Branch Name: | Baikunthpur |
| Address: | DIST KORIYA CHHATTISGARH 497335 |
| City: | Baikunthpur |
| District: | Koriya |
| State: | Chhattisgarh |
| Pincode: | 497335 |
Payment Services Available
State Bank Of India Baikunthpur Branch IFSC Code SBIN0000449 — Complete Banking Guide for Baikunthpur, Chhattisgarh
IFSC code SBIN0000449 belongs to the Baikunthpur branch of State Bank Of India in Baikunthpur, Koriya district, Chhattisgarh. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC SBIN0000449 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About State Bank Of India, Baikunthpur Branch
The Baikunthpur branch of State Bank Of India in Baikunthpur, Chhattisgarh serves retail and corporate customers in Koriya district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC SBIN0000449 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC SBIN0000449
Four primary digital payment rails use IFSC SBIN0000449 for transfers to State Bank Of India, Baikunthpur: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC SBIN0000449 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Baikunthpur branch of State Bank Of India in Baikunthpur carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC SBIN0000449 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC SBIN0000449 Before Transferring
Before initiating any high-value transfer to IFSC SBIN0000449, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) State Bank Of India's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — State Bank Of India Baikunthpur, Baikunthpur IFSC
What is the IFSC of State Bank Of India Baikunthpur in Baikunthpur?
The IFSC of State Bank Of India, Baikunthpur branch in Baikunthpur, Chhattisgarh is SBIN0000449. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC SBIN0000449?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC SBIN0000449 to route funds to State Bank Of India, Baikunthpur, Baikunthpur.
Who assigns IFSC codes like SBIN0000449?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. State Bank Of India applied for the IFSC for its Baikunthpur branch in Baikunthpur, and RBI issued SBIN0000449 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC SBIN0000449 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC SBIN0000449 at State Bank Of India, Baikunthpur, Baikunthpur. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC SBIN0000449.
About IFSC Code SBIN0000449
IFSC Code SBIN0000449 belongs to State Bank Of India branch Baikunthpur located in Baikunthpur, Koriya, Chhattisgarh.
Branch Information
- IFSC Code: SBIN0000449
- Bank: State Bank Of India
- Branch: Baikunthpur
- Address: DIST KORIYA CHHATTISGARH 497335
- City: Baikunthpur
- District: Koriya
- State: Chhattisgarh
- Pincode: 497335
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available