IFSC Code SBIN0006291 - State Bank Of India Adb Machhiwara
DIST LUDHIANA PUNJAB 141115
Quick Info
IFSC: SBIN0006291
Pincode: 141115
District: Ludhiana
Status: Active
About State Bank Of India Adb Machhiwara
IFSC Code SBIN0006291 belongs to State Bank Of India Adb Machhiwara branch located in Machhiwara, Ludhiana, Punjab. This branch serves customers in Machhiwara, Ludhiana, Punjab and surrounding areas.
Understanding IFSC Code SBIN0006291
The IFSC (Indian Financial System Code) SBIN0006291 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (SBIN): Bank code identifying State Bank Of India
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (006291): Unique branch identifier for Adb Machhiwara
Electronic Fund Transfer Services
IFSC Code SBIN0006291 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The State Bank Of India Adb Machhiwara branch is located at DIST LUDHIANA PUNJAB 141115 (Pincode: 141115) in Machhiwara, Ludhiana, Punjab. This location serves customers in Machhiwara, Ludhiana, Punjab and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code SBIN0006291 to ensure the transaction is routed correctly.
How to Use IFSC Code SBIN0006291
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: SBIN0006291 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other State Bank Of India Branches
If you're looking for other State Bank Of India branches in Machhiwara, Ludhiana, Punjab or nearby areas, use our State Bank Of India branch finder. You can search by city, district, or state to find all State Bank Of India branches with their respective IFSC codes.
Branch Details
| IFSC Code: | SBIN0006291 |
| Bank Name: | State Bank Of India |
| Branch Name: | Adb Machhiwara |
| Address: | DIST LUDHIANA PUNJAB 141115 |
| City: | Machhiwara |
| District: | Ludhiana |
| State: | Punjab |
| Pincode: | 141115 |
Payment Services Available
State Bank Of India Adb Machhiwara Branch IFSC Code SBIN0006291 — Complete Banking Guide for Machhiwara, Punjab
IFSC code SBIN0006291 belongs to the Adb Machhiwara branch of State Bank Of India in Machhiwara, Ludhiana district, Punjab. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC SBIN0006291 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About State Bank Of India, Adb Machhiwara Branch
The Adb Machhiwara branch of State Bank Of India in Machhiwara, Punjab serves retail and corporate customers in Ludhiana district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC SBIN0006291 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC SBIN0006291
Four primary digital payment rails use IFSC SBIN0006291 for transfers to State Bank Of India, Adb Machhiwara: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC SBIN0006291 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Adb Machhiwara branch of State Bank Of India in Machhiwara carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC SBIN0006291 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC SBIN0006291 Before Transferring
Before initiating any high-value transfer to IFSC SBIN0006291, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) State Bank Of India's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — State Bank Of India Adb Machhiwara, Machhiwara IFSC
What is the IFSC of State Bank Of India Adb Machhiwara in Machhiwara?
The IFSC of State Bank Of India, Adb Machhiwara branch in Machhiwara, Punjab is SBIN0006291. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC SBIN0006291?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC SBIN0006291 to route funds to State Bank Of India, Adb Machhiwara, Machhiwara.
Who assigns IFSC codes like SBIN0006291?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. State Bank Of India applied for the IFSC for its Adb Machhiwara branch in Machhiwara, and RBI issued SBIN0006291 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC SBIN0006291 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC SBIN0006291 at State Bank Of India, Adb Machhiwara, Machhiwara. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC SBIN0006291.
About IFSC Code SBIN0006291
IFSC Code SBIN0006291 belongs to State Bank Of India branch Adb Machhiwara located in Machhiwara, Ludhiana, Punjab.
Branch Information
- IFSC Code: SBIN0006291
- Bank: State Bank Of India
- Branch: Adb Machhiwara
- Address: DIST LUDHIANA PUNJAB 141115
- City: Machhiwara
- District: Ludhiana
- State: Punjab
- Pincode: 141115
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available