IFSC Code SBIN0013121 - State Bank Of India Baneswar
NEW BHARATI CLUB PUNDIBARI ROAD POVILLBANESWAR COOCHBEHAR WEST BENGAL 736133
Quick Info
IFSC: SBIN0013121
Pincode: 736133
District: Cooch Behar
Status: Active
About State Bank Of India Baneswar
IFSC Code SBIN0013121 belongs to State Bank Of India Baneswar branch located in Baneswar, Cooch Behar, West Bengal. This branch serves customers in Baneswar, Cooch Behar, West Bengal and surrounding areas.
Understanding IFSC Code SBIN0013121
The IFSC (Indian Financial System Code) SBIN0013121 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (SBIN): Bank code identifying State Bank Of India
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (013121): Unique branch identifier for Baneswar
Electronic Fund Transfer Services
IFSC Code SBIN0013121 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The State Bank Of India Baneswar branch is located at NEW BHARATI CLUB PUNDIBARI ROAD POVILLBANESWAR COOCHBEHAR WEST BENGAL 736133 (Pincode: 736133) in Baneswar, Cooch Behar, West Bengal. This location serves customers in Baneswar, Cooch Behar, West Bengal and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code SBIN0013121 to ensure the transaction is routed correctly.
How to Use IFSC Code SBIN0013121
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: SBIN0013121 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other State Bank Of India Branches
If you're looking for other State Bank Of India branches in Baneswar, Cooch Behar, West Bengal or nearby areas, use our State Bank Of India branch finder. You can search by city, district, or state to find all State Bank Of India branches with their respective IFSC codes.
Branch Details
| IFSC Code: | SBIN0013121 |
| Bank Name: | State Bank Of India |
| Branch Name: | Baneswar |
| Address: | NEW BHARATI CLUB PUNDIBARI ROAD POVILLBANESWAR COOCHBEHAR WEST BENGAL 736133 |
| City: | Baneswar |
| District: | Cooch Behar |
| State: | West Bengal |
| Pincode: | 736133 |
Payment Services Available
State Bank Of India Baneswar Branch IFSC Code SBIN0013121 — Complete Banking Guide for Baneswar, West Bengal
IFSC code SBIN0013121 belongs to the Baneswar branch of State Bank Of India in Baneswar, Cooch Behar district, West Bengal. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC SBIN0013121 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About State Bank Of India, Baneswar Branch
The Baneswar branch of State Bank Of India in Baneswar, West Bengal serves retail and corporate customers in Cooch Behar district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC SBIN0013121 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC SBIN0013121
Four primary digital payment rails use IFSC SBIN0013121 for transfers to State Bank Of India, Baneswar: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC SBIN0013121 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Baneswar branch of State Bank Of India in Baneswar carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC SBIN0013121 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC SBIN0013121 Before Transferring
Before initiating any high-value transfer to IFSC SBIN0013121, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) State Bank Of India's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — State Bank Of India Baneswar, Baneswar IFSC
What is the IFSC of State Bank Of India Baneswar in Baneswar?
The IFSC of State Bank Of India, Baneswar branch in Baneswar, West Bengal is SBIN0013121. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC SBIN0013121?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC SBIN0013121 to route funds to State Bank Of India, Baneswar, Baneswar.
Who assigns IFSC codes like SBIN0013121?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. State Bank Of India applied for the IFSC for its Baneswar branch in Baneswar, and RBI issued SBIN0013121 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC SBIN0013121 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC SBIN0013121 at State Bank Of India, Baneswar, Baneswar. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC SBIN0013121.
About IFSC Code SBIN0013121
IFSC Code SBIN0013121 belongs to State Bank Of India branch Baneswar located in Baneswar, Cooch Behar, West Bengal.
Branch Information
- IFSC Code: SBIN0013121
- Bank: State Bank Of India
- Branch: Baneswar
- Address: NEW BHARATI CLUB PUNDIBARI ROAD POVILLBANESWAR COOCHBEHAR WEST BENGAL 736133
- City: Baneswar
- District: Cooch Behar
- State: West Bengal
- Pincode: 736133
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available