IFSC Code SBIN0050310 - State Bank Of India Baba Bakala
VPO BABA BAKALA
Quick Info
IFSC: SBIN0050310
Pincode: 143114
District: Amritsar
Status: Active
About State Bank Of India Baba Bakala
IFSC Code SBIN0050310 belongs to State Bank Of India Baba Bakala branch located in Baba Bakala, Amritsar, Punjab. This branch serves customers in Baba Bakala, Amritsar, Punjab and surrounding areas.
Understanding IFSC Code SBIN0050310
The IFSC (Indian Financial System Code) SBIN0050310 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (SBIN): Bank code identifying State Bank Of India
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (050310): Unique branch identifier for Baba Bakala
Electronic Fund Transfer Services
IFSC Code SBIN0050310 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The State Bank Of India Baba Bakala branch is located at VPO BABA BAKALA (Pincode: 143114) in Baba Bakala, Amritsar, Punjab. This location serves customers in Baba Bakala, Amritsar, Punjab and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code SBIN0050310 to ensure the transaction is routed correctly.
How to Use IFSC Code SBIN0050310
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: SBIN0050310 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other State Bank Of India Branches
If you're looking for other State Bank Of India branches in Baba Bakala, Amritsar, Punjab or nearby areas, use our State Bank Of India branch finder. You can search by city, district, or state to find all State Bank Of India branches with their respective IFSC codes.
Branch Details
| IFSC Code: | SBIN0050310 |
| Bank Name: | State Bank Of India |
| Branch Name: | Baba Bakala |
| Address: | VPO BABA BAKALA |
| City: | Baba Bakala |
| District: | Amritsar |
| State: | Punjab |
| Pincode: | 143114 |
Payment Services Available
State Bank Of India Baba Bakala Branch IFSC Code SBIN0050310 — Complete Banking Guide for Baba Bakala, Punjab
IFSC code SBIN0050310 belongs to the Baba Bakala branch of State Bank Of India in Baba Bakala, Amritsar district, Punjab. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC SBIN0050310 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About State Bank Of India, Baba Bakala Branch
The Baba Bakala branch of State Bank Of India in Baba Bakala, Punjab serves retail and corporate customers in Amritsar district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC SBIN0050310 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC SBIN0050310
Four primary digital payment rails use IFSC SBIN0050310 for transfers to State Bank Of India, Baba Bakala: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC SBIN0050310 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Baba Bakala branch of State Bank Of India in Baba Bakala carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC SBIN0050310 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC SBIN0050310 Before Transferring
Before initiating any high-value transfer to IFSC SBIN0050310, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) State Bank Of India's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — State Bank Of India Baba Bakala, Baba Bakala IFSC
What is the IFSC of State Bank Of India Baba Bakala in Baba Bakala?
The IFSC of State Bank Of India, Baba Bakala branch in Baba Bakala, Punjab is SBIN0050310. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC SBIN0050310?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC SBIN0050310 to route funds to State Bank Of India, Baba Bakala, Baba Bakala.
Who assigns IFSC codes like SBIN0050310?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. State Bank Of India applied for the IFSC for its Baba Bakala branch in Baba Bakala, and RBI issued SBIN0050310 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC SBIN0050310 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC SBIN0050310 at State Bank Of India, Baba Bakala, Baba Bakala. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC SBIN0050310.
About IFSC Code SBIN0050310
IFSC Code SBIN0050310 belongs to State Bank Of India branch Baba Bakala located in Baba Bakala, Amritsar, Punjab.
Branch Information
- IFSC Code: SBIN0050310
- Bank: State Bank Of India
- Branch: Baba Bakala
- Address: VPO BABA BAKALA
- City: Baba Bakala
- District: Amritsar
- State: Punjab
- Pincode: 143114
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available