IFSC Code SBIN0051447 - State Bank Of India Bajaura
VPO BAJAURA TEH BHUNTAR DISTT KULLU PIN 175125
Quick Info
IFSC: SBIN0051447
Pincode: 175125
District: Kullu
Status: Active
About State Bank Of India Bajaura
IFSC Code SBIN0051447 belongs to State Bank Of India Bajaura branch located in Kullu, Kullu, Himachal Pradesh. This branch serves customers in Kullu, Kullu, Himachal Pradesh and surrounding areas.
Understanding IFSC Code SBIN0051447
The IFSC (Indian Financial System Code) SBIN0051447 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (SBIN): Bank code identifying State Bank Of India
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (051447): Unique branch identifier for Bajaura
Electronic Fund Transfer Services
IFSC Code SBIN0051447 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The State Bank Of India Bajaura branch is located at VPO BAJAURA TEH BHUNTAR DISTT KULLU PIN 175125 (Pincode: 175125) in Kullu, Kullu, Himachal Pradesh. This location serves customers in Kullu, Kullu, Himachal Pradesh and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code SBIN0051447 to ensure the transaction is routed correctly.
How to Use IFSC Code SBIN0051447
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: SBIN0051447 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other State Bank Of India Branches
If you're looking for other State Bank Of India branches in Kullu, Kullu, Himachal Pradesh or nearby areas, use our State Bank Of India branch finder. You can search by city, district, or state to find all State Bank Of India branches with their respective IFSC codes.
Branch Details
| IFSC Code: | SBIN0051447 |
| Bank Name: | State Bank Of India |
| Branch Name: | Bajaura |
| Address: | VPO BAJAURA TEH BHUNTAR DISTT KULLU PIN 175125 |
| City: | Kullu |
| District: | Kullu |
| State: | Himachal Pradesh |
| Pincode: | 175125 |
Payment Services Available
State Bank Of India Bajaura Branch IFSC Code SBIN0051447 — Complete Banking Guide for Kullu, Himachal Pradesh
IFSC code SBIN0051447 belongs to the Bajaura branch of State Bank Of India in Kullu, Kullu district, Himachal Pradesh. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC SBIN0051447 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About State Bank Of India, Bajaura Branch
The Bajaura branch of State Bank Of India in Kullu, Himachal Pradesh serves retail and corporate customers in Kullu district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC SBIN0051447 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC SBIN0051447
Four primary digital payment rails use IFSC SBIN0051447 for transfers to State Bank Of India, Bajaura: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC SBIN0051447 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Bajaura branch of State Bank Of India in Kullu carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC SBIN0051447 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC SBIN0051447 Before Transferring
Before initiating any high-value transfer to IFSC SBIN0051447, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) State Bank Of India's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — State Bank Of India Bajaura, Kullu IFSC
What is the IFSC of State Bank Of India Bajaura in Kullu?
The IFSC of State Bank Of India, Bajaura branch in Kullu, Himachal Pradesh is SBIN0051447. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC SBIN0051447?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC SBIN0051447 to route funds to State Bank Of India, Bajaura, Kullu.
Who assigns IFSC codes like SBIN0051447?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. State Bank Of India applied for the IFSC for its Bajaura branch in Kullu, and RBI issued SBIN0051447 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC SBIN0051447 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC SBIN0051447 at State Bank Of India, Bajaura, Kullu. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC SBIN0051447.
About IFSC Code SBIN0051447
IFSC Code SBIN0051447 belongs to State Bank Of India branch Bajaura located in Kullu, Kullu, Himachal Pradesh.
Branch Information
- IFSC Code: SBIN0051447
- Bank: State Bank Of India
- Branch: Bajaura
- Address: VPO BAJAURA TEH BHUNTAR DISTT KULLU PIN 175125
- City: Kullu
- District: Kullu
- State: Himachal Pradesh
- Pincode: 175125
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available