IFSC Code SBIN0062827 - State Bank Of India Racc Ara
SBI MAIN BRANCH NAWADA CHOWK ARA DIST BHOJPUR BIHAR - 802301
Quick Info
IFSC: SBIN0062827
Pincode: 802301
District: Bhojpur
Status: Active
About State Bank Of India Racc Ara
IFSC Code SBIN0062827 belongs to State Bank Of India Racc Ara branch located in Ara, Bhojpur, Bihar. This branch serves customers in Ara, Bhojpur, Bihar and surrounding areas.
Understanding IFSC Code SBIN0062827
The IFSC (Indian Financial System Code) SBIN0062827 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (SBIN): Bank code identifying State Bank Of India
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (062827): Unique branch identifier for Racc Ara
Electronic Fund Transfer Services
IFSC Code SBIN0062827 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The State Bank Of India Racc Ara branch is located at SBI MAIN BRANCH NAWADA CHOWK ARA DIST BHOJPUR BIHAR - 802301 (Pincode: 802301) in Ara, Bhojpur, Bihar. This location serves customers in Ara, Bhojpur, Bihar and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code SBIN0062827 to ensure the transaction is routed correctly.
How to Use IFSC Code SBIN0062827
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: SBIN0062827 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other State Bank Of India Branches
If you're looking for other State Bank Of India branches in Ara, Bhojpur, Bihar or nearby areas, use our State Bank Of India branch finder. You can search by city, district, or state to find all State Bank Of India branches with their respective IFSC codes.
Branch Details
| IFSC Code: | SBIN0062827 |
| Bank Name: | State Bank Of India |
| Branch Name: | Racc Ara |
| Address: | SBI MAIN BRANCH NAWADA CHOWK ARA DIST BHOJPUR BIHAR - 802301 |
| City: | Ara |
| District: | Bhojpur |
| State: | Bihar |
| Pincode: | 802301 |
Payment Services Available
State Bank Of India Racc Ara Branch IFSC Code SBIN0062827 — Complete Banking Guide for Ara, Bihar
IFSC code SBIN0062827 belongs to the Racc Ara branch of State Bank Of India in Ara, Bhojpur district, Bihar. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC SBIN0062827 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About State Bank Of India, Racc Ara Branch
The Racc Ara branch of State Bank Of India in Ara, Bihar serves retail and corporate customers in Bhojpur district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC SBIN0062827 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC SBIN0062827
Four primary digital payment rails use IFSC SBIN0062827 for transfers to State Bank Of India, Racc Ara: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC SBIN0062827 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Racc Ara branch of State Bank Of India in Ara carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC SBIN0062827 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC SBIN0062827 Before Transferring
Before initiating any high-value transfer to IFSC SBIN0062827, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) State Bank Of India's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — State Bank Of India Racc Ara, Ara IFSC
What is the IFSC of State Bank Of India Racc Ara in Ara?
The IFSC of State Bank Of India, Racc Ara branch in Ara, Bihar is SBIN0062827. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC SBIN0062827?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC SBIN0062827 to route funds to State Bank Of India, Racc Ara, Ara.
Who assigns IFSC codes like SBIN0062827?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. State Bank Of India applied for the IFSC for its Racc Ara branch in Ara, and RBI issued SBIN0062827 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC SBIN0062827 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC SBIN0062827 at State Bank Of India, Racc Ara, Ara. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC SBIN0062827.
About IFSC Code SBIN0062827
IFSC Code SBIN0062827 belongs to State Bank Of India branch Racc Ara located in Ara, Bhojpur, Bihar.
Branch Information
- IFSC Code: SBIN0062827
- Bank: State Bank Of India
- Branch: Racc Ara
- Address: SBI MAIN BRANCH NAWADA CHOWK ARA DIST BHOJPUR BIHAR - 802301
- City: Ara
- District: Bhojpur
- State: Bihar
- Pincode: 802301
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available