IFSC Code SBIN0062983 - State Bank Of India R And Db Racc Jangipur

State Bank Of India R And Db Racc Jangipur Branch IFSC Code SBIN0062983 — Complete Banking Guide for Jangipur, West Bengal

IFSC code SBIN0062983 belongs to the R And Db Racc Jangipur branch of State Bank Of India in Jangipur, Murshidabad district, West Bengal. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC SBIN0062983 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.

About State Bank Of India, R And Db Racc Jangipur Branch

The R And Db Racc Jangipur branch of State Bank Of India in Jangipur, West Bengal serves retail and corporate customers in Murshidabad district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC SBIN0062983 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.

Payment Methods Using IFSC SBIN0062983

Four primary digital payment rails use IFSC SBIN0062983 for transfers to State Bank Of India, R And Db Racc Jangipur: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC SBIN0062983 against the RBI IFSC master list before processing the payment.

MICR Code and Branch Details

In addition to the IFSC, the R And Db Racc Jangipur branch of State Bank Of India in Jangipur carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC SBIN0062983 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.

How to Verify IFSC SBIN0062983 Before Transferring

Before initiating any high-value transfer to IFSC SBIN0062983, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) State Bank Of India's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.