IFSC Code SBIN0063197 - State Bank Of India Gyanpur Racc R And Db
MAIN BRANCH BUILDING GYANPUR
Quick Info
IFSC: SBIN0063197
District: GYANPUR
Status: Active
About State Bank Of India Gyanpur Racc R And Db
IFSC Code SBIN0063197 belongs to State Bank Of India Gyanpur Racc R And Db branch located in Gyanpur, Gyanpur, Uttar Pradesh. This branch serves customers in Gyanpur, Gyanpur, Uttar Pradesh and surrounding areas.
Understanding IFSC Code SBIN0063197
The IFSC (Indian Financial System Code) SBIN0063197 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (SBIN): Bank code identifying State Bank Of India
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (063197): Unique branch identifier for Gyanpur Racc R And Db
Electronic Fund Transfer Services
IFSC Code SBIN0063197 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The State Bank Of India Gyanpur Racc R And Db branch is located at MAIN BRANCH BUILDING GYANPUR in Gyanpur, Gyanpur, Uttar Pradesh. This location serves customers in Gyanpur, Gyanpur, Uttar Pradesh and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code SBIN0063197 to ensure the transaction is routed correctly.
How to Use IFSC Code SBIN0063197
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: SBIN0063197 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other State Bank Of India Branches
If you're looking for other State Bank Of India branches in Gyanpur, Gyanpur, Uttar Pradesh or nearby areas, use our State Bank Of India branch finder. You can search by city, district, or state to find all State Bank Of India branches with their respective IFSC codes.
Branch Details
| IFSC Code: | SBIN0063197 |
| Bank Name: | State Bank Of India |
| Branch Name: | Gyanpur Racc R And Db |
| Address: | MAIN BRANCH BUILDING GYANPUR |
| City: | Gyanpur |
| District: | Gyanpur |
| State: | Uttar Pradesh |
Payment Services Available
State Bank Of India Gyanpur Racc R And Db Branch IFSC Code SBIN0063197 — Complete Banking Guide for Gyanpur, Uttar Pradesh
IFSC code SBIN0063197 belongs to the Gyanpur Racc R And Db branch of State Bank Of India in Gyanpur, Gyanpur district, Uttar Pradesh. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC SBIN0063197 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About State Bank Of India, Gyanpur Racc R And Db Branch
The Gyanpur Racc R And Db branch of State Bank Of India in Gyanpur, Uttar Pradesh serves retail and corporate customers in Gyanpur district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC SBIN0063197 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC SBIN0063197
Four primary digital payment rails use IFSC SBIN0063197 for transfers to State Bank Of India, Gyanpur Racc R And Db: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC SBIN0063197 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Gyanpur Racc R And Db branch of State Bank Of India in Gyanpur carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC SBIN0063197 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC SBIN0063197 Before Transferring
Before initiating any high-value transfer to IFSC SBIN0063197, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) State Bank Of India's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — State Bank Of India Gyanpur Racc R And Db, Gyanpur IFSC
What is the IFSC of State Bank Of India Gyanpur Racc R And Db in Gyanpur?
The IFSC of State Bank Of India, Gyanpur Racc R And Db branch in Gyanpur, Uttar Pradesh is SBIN0063197. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC SBIN0063197?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC SBIN0063197 to route funds to State Bank Of India, Gyanpur Racc R And Db, Gyanpur.
Who assigns IFSC codes like SBIN0063197?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. State Bank Of India applied for the IFSC for its Gyanpur Racc R And Db branch in Gyanpur, and RBI issued SBIN0063197 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC SBIN0063197 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC SBIN0063197 at State Bank Of India, Gyanpur Racc R And Db, Gyanpur. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC SBIN0063197.
About IFSC Code SBIN0063197
IFSC Code SBIN0063197 belongs to State Bank Of India branch Gyanpur Racc R And Db located in Gyanpur, Gyanpur, Uttar Pradesh.
Branch Information
- IFSC Code: SBIN0063197
- Bank: State Bank Of India
- Branch: Gyanpur Racc R And Db
- Address: MAIN BRANCH BUILDING GYANPUR
- City: Gyanpur
- District: Gyanpur
- State: Uttar Pradesh
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available