IFSC Code SECB0000001 - Sree Charan Souhardha Co Operative Bank Ltd Rtgs-ho
NO. 87/1 H B SAMAJA ROAD BASAVANAGUDI
Quick Info
IFSC: SECB0000001
District: BANGALORE
Status: Active
About Sree Charan Souhardha Co Operative Bank Ltd Rtgs-ho
IFSC Code SECB0000001 belongs to Sree Charan Souhardha Co Operative Bank Ltd Rtgs-ho branch located in Bangalore, Bangalore, Karnataka. This branch serves customers in Bangalore, Bangalore, Karnataka and surrounding areas.
Understanding IFSC Code SECB0000001
The IFSC (Indian Financial System Code) SECB0000001 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (SECB): Bank code identifying Sree Charan Souhardha Co Operative Bank Ltd
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (000001): Unique branch identifier for Rtgs-ho
Electronic Fund Transfer Services
IFSC Code SECB0000001 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Sree Charan Souhardha Co Operative Bank Ltd Rtgs-ho branch is located at NO. 87/1 H B SAMAJA ROAD BASAVANAGUDI in Bangalore, Bangalore, Karnataka. This location serves customers in Bangalore, Bangalore, Karnataka and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code SECB0000001 to ensure the transaction is routed correctly.
How to Use IFSC Code SECB0000001
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: SECB0000001 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Sree Charan Souhardha Co Operative Bank Ltd Branches
If you're looking for other Sree Charan Souhardha Co Operative Bank Ltd branches in Bangalore, Bangalore, Karnataka or nearby areas, use our Sree Charan Souhardha Co Operative Bank Ltd branch finder. You can search by city, district, or state to find all Sree Charan Souhardha Co Operative Bank Ltd branches with their respective IFSC codes.
Branch Details
| IFSC Code: | SECB0000001 |
| Bank Name: | Sree Charan Souhardha Co Operative Bank Ltd |
| Branch Name: | Rtgs-ho |
| Address: | NO. 87/1 H B SAMAJA ROAD BASAVANAGUDI |
| City: | Bangalore |
| District: | Bangalore |
| State: | Karnataka |
Payment Services Available
Sree Charan Souhardha Co Operative Bank Ltd Rtgs-ho Branch IFSC Code SECB0000001 — Complete Banking Guide for Bangalore, Karnataka
IFSC code SECB0000001 belongs to the Rtgs-ho branch of Sree Charan Souhardha Co Operative Bank Ltd in Bangalore, Bangalore district, Karnataka. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC SECB0000001 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Sree Charan Souhardha Co Operative Bank Ltd, Rtgs-ho Branch
The Rtgs-ho branch of Sree Charan Souhardha Co Operative Bank Ltd in Bangalore, Karnataka serves retail and corporate customers in Bangalore district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC SECB0000001 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC SECB0000001
Four primary digital payment rails use IFSC SECB0000001 for transfers to Sree Charan Souhardha Co Operative Bank Ltd, Rtgs-ho: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC SECB0000001 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Rtgs-ho branch of Sree Charan Souhardha Co Operative Bank Ltd in Bangalore carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC SECB0000001 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC SECB0000001 Before Transferring
Before initiating any high-value transfer to IFSC SECB0000001, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Sree Charan Souhardha Co Operative Bank Ltd's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Sree Charan Souhardha Co Operative Bank Ltd Rtgs-ho, Bangalore IFSC
What is the IFSC of Sree Charan Souhardha Co Operative Bank Ltd Rtgs-ho in Bangalore?
The IFSC of Sree Charan Souhardha Co Operative Bank Ltd, Rtgs-ho branch in Bangalore, Karnataka is SECB0000001. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC SECB0000001?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC SECB0000001 to route funds to Sree Charan Souhardha Co Operative Bank Ltd, Rtgs-ho, Bangalore.
Who assigns IFSC codes like SECB0000001?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Sree Charan Souhardha Co Operative Bank Ltd applied for the IFSC for its Rtgs-ho branch in Bangalore, and RBI issued SECB0000001 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC SECB0000001 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC SECB0000001 at Sree Charan Souhardha Co Operative Bank Ltd, Rtgs-ho, Bangalore. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC SECB0000001.
About IFSC Code SECB0000001
IFSC Code SECB0000001 belongs to Sree Charan Souhardha Co Operative Bank Ltd branch Rtgs-ho located in Bangalore, Bangalore, Karnataka.
Branch Information
- IFSC Code: SECB0000001
- Bank: Sree Charan Souhardha Co Operative Bank Ltd
- Branch: Rtgs-ho
- Address: NO. 87/1 H B SAMAJA ROAD BASAVANAGUDI
- City: Bangalore
- District: Bangalore
- State: Karnataka
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available