IFSC Code SGBA0000202 - Saurashtra Gramin Bank Adariyana
MAIN BAZAR ADARIYANA
Quick Info
IFSC: SGBA0000202
District: SURENDRANAGAR
Status: Active
About Saurashtra Gramin Bank Adariyana
IFSC Code SGBA0000202 belongs to Saurashtra Gramin Bank Adariyana branch located in Adariyana, Surendranagar, Gujarat. This branch serves customers in Adariyana, Surendranagar, Gujarat and surrounding areas.
Understanding IFSC Code SGBA0000202
The IFSC (Indian Financial System Code) SGBA0000202 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (SGBA): Bank code identifying Saurashtra Gramin Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (000202): Unique branch identifier for Adariyana
Electronic Fund Transfer Services
IFSC Code SGBA0000202 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Saurashtra Gramin Bank Adariyana branch is located at MAIN BAZAR ADARIYANA in Adariyana, Surendranagar, Gujarat. This location serves customers in Adariyana, Surendranagar, Gujarat and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code SGBA0000202 to ensure the transaction is routed correctly.
How to Use IFSC Code SGBA0000202
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: SGBA0000202 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Saurashtra Gramin Bank Branches
If you're looking for other Saurashtra Gramin Bank branches in Adariyana, Surendranagar, Gujarat or nearby areas, use our Saurashtra Gramin Bank branch finder. You can search by city, district, or state to find all Saurashtra Gramin Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | SGBA0000202 |
| Bank Name: | Saurashtra Gramin Bank |
| Branch Name: | Adariyana |
| Address: | MAIN BAZAR ADARIYANA |
| City: | Adariyana |
| District: | Surendranagar |
| State: | Gujarat |
Payment Services Available
Saurashtra Gramin Bank Adariyana Branch IFSC Code SGBA0000202 — Complete Banking Guide for Adariyana, Gujarat
IFSC code SGBA0000202 belongs to the Adariyana branch of Saurashtra Gramin Bank in Adariyana, Surendranagar district, Gujarat. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC SGBA0000202 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Saurashtra Gramin Bank, Adariyana Branch
The Adariyana branch of Saurashtra Gramin Bank in Adariyana, Gujarat serves retail and corporate customers in Surendranagar district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC SGBA0000202 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC SGBA0000202
Four primary digital payment rails use IFSC SGBA0000202 for transfers to Saurashtra Gramin Bank, Adariyana: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC SGBA0000202 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Adariyana branch of Saurashtra Gramin Bank in Adariyana carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC SGBA0000202 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC SGBA0000202 Before Transferring
Before initiating any high-value transfer to IFSC SGBA0000202, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Saurashtra Gramin Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Saurashtra Gramin Bank Adariyana, Adariyana IFSC
What is the IFSC of Saurashtra Gramin Bank Adariyana in Adariyana?
The IFSC of Saurashtra Gramin Bank, Adariyana branch in Adariyana, Gujarat is SGBA0000202. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC SGBA0000202?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC SGBA0000202 to route funds to Saurashtra Gramin Bank, Adariyana, Adariyana.
Who assigns IFSC codes like SGBA0000202?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Saurashtra Gramin Bank applied for the IFSC for its Adariyana branch in Adariyana, and RBI issued SGBA0000202 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC SGBA0000202 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC SGBA0000202 at Saurashtra Gramin Bank, Adariyana, Adariyana. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC SGBA0000202.
About IFSC Code SGBA0000202
IFSC Code SGBA0000202 belongs to Saurashtra Gramin Bank branch Adariyana located in Adariyana, Surendranagar, Gujarat.
Branch Information
- IFSC Code: SGBA0000202
- Bank: Saurashtra Gramin Bank
- Branch: Adariyana
- Address: MAIN BAZAR ADARIYANA
- City: Adariyana
- District: Surendranagar
- State: Gujarat
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available