IFSC Code SGBA0000362 - Saurashtra Gramin Bank Dhari
MAHADEV CHAMBERS STATION PLOT OPP. MUNICIPAL GARDEN
Quick Info
IFSC: SGBA0000362
District: AMRELI
Status: Active
About Saurashtra Gramin Bank Dhari
IFSC Code SGBA0000362 belongs to Saurashtra Gramin Bank Dhari branch located in Dhari, Amreli, Gujarat. This branch serves customers in Dhari, Amreli, Gujarat and surrounding areas.
Understanding IFSC Code SGBA0000362
The IFSC (Indian Financial System Code) SGBA0000362 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (SGBA): Bank code identifying Saurashtra Gramin Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (000362): Unique branch identifier for Dhari
Electronic Fund Transfer Services
IFSC Code SGBA0000362 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Saurashtra Gramin Bank Dhari branch is located at MAHADEV CHAMBERS STATION PLOT OPP. MUNICIPAL GARDEN in Dhari, Amreli, Gujarat. This location serves customers in Dhari, Amreli, Gujarat and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code SGBA0000362 to ensure the transaction is routed correctly.
How to Use IFSC Code SGBA0000362
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: SGBA0000362 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Saurashtra Gramin Bank Branches
If you're looking for other Saurashtra Gramin Bank branches in Dhari, Amreli, Gujarat or nearby areas, use our Saurashtra Gramin Bank branch finder. You can search by city, district, or state to find all Saurashtra Gramin Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | SGBA0000362 |
| Bank Name: | Saurashtra Gramin Bank |
| Branch Name: | Dhari |
| Address: | MAHADEV CHAMBERS STATION PLOT OPP. MUNICIPAL GARDEN |
| City: | Dhari |
| District: | Amreli |
| State: | Gujarat |
Payment Services Available
Saurashtra Gramin Bank Dhari Branch IFSC Code SGBA0000362 — Complete Banking Guide for Dhari, Gujarat
IFSC code SGBA0000362 belongs to the Dhari branch of Saurashtra Gramin Bank in Dhari, Amreli district, Gujarat. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC SGBA0000362 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Saurashtra Gramin Bank, Dhari Branch
The Dhari branch of Saurashtra Gramin Bank in Dhari, Gujarat serves retail and corporate customers in Amreli district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC SGBA0000362 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC SGBA0000362
Four primary digital payment rails use IFSC SGBA0000362 for transfers to Saurashtra Gramin Bank, Dhari: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC SGBA0000362 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Dhari branch of Saurashtra Gramin Bank in Dhari carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC SGBA0000362 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC SGBA0000362 Before Transferring
Before initiating any high-value transfer to IFSC SGBA0000362, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Saurashtra Gramin Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Saurashtra Gramin Bank Dhari, Dhari IFSC
What is the IFSC of Saurashtra Gramin Bank Dhari in Dhari?
The IFSC of Saurashtra Gramin Bank, Dhari branch in Dhari, Gujarat is SGBA0000362. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC SGBA0000362?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC SGBA0000362 to route funds to Saurashtra Gramin Bank, Dhari, Dhari.
Who assigns IFSC codes like SGBA0000362?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Saurashtra Gramin Bank applied for the IFSC for its Dhari branch in Dhari, and RBI issued SGBA0000362 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC SGBA0000362 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC SGBA0000362 at Saurashtra Gramin Bank, Dhari, Dhari. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC SGBA0000362.
About IFSC Code SGBA0000362
IFSC Code SGBA0000362 belongs to Saurashtra Gramin Bank branch Dhari located in Dhari, Amreli, Gujarat.
Branch Information
- IFSC Code: SGBA0000362
- Bank: Saurashtra Gramin Bank
- Branch: Dhari
- Address: MAHADEV CHAMBERS STATION PLOT OPP. MUNICIPAL GARDEN
- City: Dhari
- District: Amreli
- State: Gujarat
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available