IFSC Code SIBL0000320 - South Indian Bank Kecheri
KECHERI BRANCH REGENT SHOPPING COMPLEX (1ST FLOOR) MAIN ROAD THRISSUR KERALA PIN-680501
Quick Info
IFSC: SIBL0000320
Pincode: 680501
District: Thrissur
Status: Active
About South Indian Bank Kecheri
IFSC Code SIBL0000320 belongs to South Indian Bank Kecheri branch located in Kechery, Thrissur, Kerala. This branch serves customers in Kechery, Thrissur, Kerala and surrounding areas.
Understanding IFSC Code SIBL0000320
The IFSC (Indian Financial System Code) SIBL0000320 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (SIBL): Bank code identifying South Indian Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (000320): Unique branch identifier for Kecheri
Electronic Fund Transfer Services
IFSC Code SIBL0000320 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The South Indian Bank Kecheri branch is located at KECHERI BRANCH REGENT SHOPPING COMPLEX (1ST FLOOR) MAIN ROAD THRISSUR KERALA PIN-680501 (Pincode: 680501) in Kechery, Thrissur, Kerala. This location serves customers in Kechery, Thrissur, Kerala and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code SIBL0000320 to ensure the transaction is routed correctly.
How to Use IFSC Code SIBL0000320
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: SIBL0000320 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other South Indian Bank Branches
If you're looking for other South Indian Bank branches in Kechery, Thrissur, Kerala or nearby areas, use our South Indian Bank branch finder. You can search by city, district, or state to find all South Indian Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | SIBL0000320 |
| Bank Name: | South Indian Bank |
| Branch Name: | Kecheri |
| Address: | KECHERI BRANCH REGENT SHOPPING COMPLEX (1ST FLOOR) MAIN ROAD THRISSUR KERALA PIN-680501 |
| City: | Kechery |
| District: | Thrissur |
| State: | Kerala |
| Pincode: | 680501 |
Payment Services Available
South Indian Bank Kecheri Branch IFSC Code SIBL0000320 — Complete Banking Guide for Kechery, Kerala
IFSC code SIBL0000320 belongs to the Kecheri branch of South Indian Bank in Kechery, Thrissur district, Kerala. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC SIBL0000320 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About South Indian Bank, Kecheri Branch
The Kecheri branch of South Indian Bank in Kechery, Kerala serves retail and corporate customers in Thrissur district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC SIBL0000320 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC SIBL0000320
Four primary digital payment rails use IFSC SIBL0000320 for transfers to South Indian Bank, Kecheri: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC SIBL0000320 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Kecheri branch of South Indian Bank in Kechery carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC SIBL0000320 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC SIBL0000320 Before Transferring
Before initiating any high-value transfer to IFSC SIBL0000320, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) South Indian Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — South Indian Bank Kecheri, Kechery IFSC
What is the IFSC of South Indian Bank Kecheri in Kechery?
The IFSC of South Indian Bank, Kecheri branch in Kechery, Kerala is SIBL0000320. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC SIBL0000320?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC SIBL0000320 to route funds to South Indian Bank, Kecheri, Kechery.
Who assigns IFSC codes like SIBL0000320?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. South Indian Bank applied for the IFSC for its Kecheri branch in Kechery, and RBI issued SIBL0000320 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC SIBL0000320 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC SIBL0000320 at South Indian Bank, Kecheri, Kechery. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC SIBL0000320.
About IFSC Code SIBL0000320
IFSC Code SIBL0000320 belongs to South Indian Bank branch Kecheri located in Kechery, Thrissur, Kerala.
Branch Information
- IFSC Code: SIBL0000320
- Bank: South Indian Bank
- Branch: Kecheri
- Address: KECHERI BRANCH REGENT SHOPPING COMPLEX (1ST FLOOR) MAIN ROAD THRISSUR KERALA PIN-680501
- City: Kechery
- District: Thrissur
- State: Kerala
- Pincode: 680501
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available