IFSC Code SIBL0000964 - South Indian Bank St Josephs College
NO 74 SUMERU TOWERS BRIGADE ROAD STREET RICHMOND ROAD PINCODE 560025 BENGALURU KARNATAKA
Quick Info
IFSC: SIBL0000964
District: BENGAGURU
Status: Active
About South Indian Bank St Josephs College
IFSC Code SIBL0000964 belongs to South Indian Bank St Josephs College branch located in Bengaluru, Bengaguru, Karnataka. This branch serves customers in Bengaluru, Bengaguru, Karnataka and surrounding areas.
Understanding IFSC Code SIBL0000964
The IFSC (Indian Financial System Code) SIBL0000964 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (SIBL): Bank code identifying South Indian Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (000964): Unique branch identifier for St Josephs College
Electronic Fund Transfer Services
IFSC Code SIBL0000964 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The South Indian Bank St Josephs College branch is located at NO 74 SUMERU TOWERS BRIGADE ROAD STREET RICHMOND ROAD PINCODE 560025 BENGALURU KARNATAKA in Bengaluru, Bengaguru, Karnataka. This location serves customers in Bengaluru, Bengaguru, Karnataka and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code SIBL0000964 to ensure the transaction is routed correctly.
How to Use IFSC Code SIBL0000964
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: SIBL0000964 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other South Indian Bank Branches
If you're looking for other South Indian Bank branches in Bengaluru, Bengaguru, Karnataka or nearby areas, use our South Indian Bank branch finder. You can search by city, district, or state to find all South Indian Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | SIBL0000964 |
| Bank Name: | South Indian Bank |
| Branch Name: | St Josephs College |
| Address: | NO 74 SUMERU TOWERS BRIGADE ROAD STREET RICHMOND ROAD PINCODE 560025 BENGALURU KARNATAKA |
| City: | Bengaluru |
| District: | Bengaguru |
| State: | Karnataka |
Payment Services Available
South Indian Bank St Josephs College Branch IFSC Code SIBL0000964 — Complete Banking Guide for Bengaluru, Karnataka
IFSC code SIBL0000964 belongs to the St Josephs College branch of South Indian Bank in Bengaluru, Bengaguru district, Karnataka. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC SIBL0000964 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About South Indian Bank, St Josephs College Branch
The St Josephs College branch of South Indian Bank in Bengaluru, Karnataka serves retail and corporate customers in Bengaguru district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC SIBL0000964 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC SIBL0000964
Four primary digital payment rails use IFSC SIBL0000964 for transfers to South Indian Bank, St Josephs College: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC SIBL0000964 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the St Josephs College branch of South Indian Bank in Bengaluru carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC SIBL0000964 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC SIBL0000964 Before Transferring
Before initiating any high-value transfer to IFSC SIBL0000964, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) South Indian Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — South Indian Bank St Josephs College, Bengaluru IFSC
What is the IFSC of South Indian Bank St Josephs College in Bengaluru?
The IFSC of South Indian Bank, St Josephs College branch in Bengaluru, Karnataka is SIBL0000964. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC SIBL0000964?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC SIBL0000964 to route funds to South Indian Bank, St Josephs College, Bengaluru.
Who assigns IFSC codes like SIBL0000964?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. South Indian Bank applied for the IFSC for its St Josephs College branch in Bengaluru, and RBI issued SIBL0000964 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC SIBL0000964 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC SIBL0000964 at South Indian Bank, St Josephs College, Bengaluru. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC SIBL0000964.
About IFSC Code SIBL0000964
IFSC Code SIBL0000964 belongs to South Indian Bank branch St Josephs College located in Bengaluru, Bengaguru, Karnataka.
Branch Information
- IFSC Code: SIBL0000964
- Bank: South Indian Bank
- Branch: St Josephs College
- Address: NO 74 SUMERU TOWERS BRIGADE ROAD STREET RICHMOND ROAD PINCODE 560025 BENGALURU KARNATAKA
- City: Bengaluru
- District: Bengaguru
- State: Karnataka
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available