IFSC Code SKNB0000012 - Shree Kadi Nagarik Sahakari Bank Limited Ctm Branch
OPP AMBIKA HOTEL BRTS BUS STOP CTM CROSS ROAD AHMEDABAD 380026
Quick Info
IFSC: SKNB0000012
Pincode: 380026
District: Ahmedabad
Status: Active
About Shree Kadi Nagarik Sahakari Bank Limited Ctm Branch
IFSC Code SKNB0000012 belongs to Shree Kadi Nagarik Sahakari Bank Limited Ctm Branch branch located in Ahmedabad, Ahmedabad, Gujarat. This branch serves customers in Ahmedabad, Ahmedabad, Gujarat and surrounding areas.
Understanding IFSC Code SKNB0000012
The IFSC (Indian Financial System Code) SKNB0000012 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (SKNB): Bank code identifying Shree Kadi Nagarik Sahakari Bank Limited
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (000012): Unique branch identifier for Ctm Branch
Electronic Fund Transfer Services
IFSC Code SKNB0000012 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Shree Kadi Nagarik Sahakari Bank Limited Ctm Branch branch is located at OPP AMBIKA HOTEL BRTS BUS STOP CTM CROSS ROAD AHMEDABAD 380026 (Pincode: 380026) in Ahmedabad, Ahmedabad, Gujarat. This location serves customers in Ahmedabad, Ahmedabad, Gujarat and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code SKNB0000012 to ensure the transaction is routed correctly.
How to Use IFSC Code SKNB0000012
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: SKNB0000012 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Shree Kadi Nagarik Sahakari Bank Limited Branches
If you're looking for other Shree Kadi Nagarik Sahakari Bank Limited branches in Ahmedabad, Ahmedabad, Gujarat or nearby areas, use our Shree Kadi Nagarik Sahakari Bank Limited branch finder. You can search by city, district, or state to find all Shree Kadi Nagarik Sahakari Bank Limited branches with their respective IFSC codes.
Branch Details
| IFSC Code: | SKNB0000012 |
| Bank Name: | Shree Kadi Nagarik Sahakari Bank Limited |
| Branch Name: | Ctm Branch |
| Address: | OPP AMBIKA HOTEL BRTS BUS STOP CTM CROSS ROAD AHMEDABAD 380026 |
| City: | Ahmedabad |
| District: | Ahmedabad |
| State: | Gujarat |
| Pincode: | 380026 |
Payment Services Available
Shree Kadi Nagarik Sahakari Bank Limited Ctm Branch Branch IFSC Code SKNB0000012 — Complete Banking Guide for Ahmedabad, Gujarat
IFSC code SKNB0000012 belongs to the Ctm Branch branch of Shree Kadi Nagarik Sahakari Bank Limited in Ahmedabad, Ahmedabad district, Gujarat. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC SKNB0000012 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Shree Kadi Nagarik Sahakari Bank Limited, Ctm Branch Branch
The Ctm Branch branch of Shree Kadi Nagarik Sahakari Bank Limited in Ahmedabad, Gujarat serves retail and corporate customers in Ahmedabad district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC SKNB0000012 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC SKNB0000012
Four primary digital payment rails use IFSC SKNB0000012 for transfers to Shree Kadi Nagarik Sahakari Bank Limited, Ctm Branch: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC SKNB0000012 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Ctm Branch branch of Shree Kadi Nagarik Sahakari Bank Limited in Ahmedabad carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC SKNB0000012 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC SKNB0000012 Before Transferring
Before initiating any high-value transfer to IFSC SKNB0000012, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Shree Kadi Nagarik Sahakari Bank Limited's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Shree Kadi Nagarik Sahakari Bank Limited Ctm Branch, Ahmedabad IFSC
What is the IFSC of Shree Kadi Nagarik Sahakari Bank Limited Ctm Branch in Ahmedabad?
The IFSC of Shree Kadi Nagarik Sahakari Bank Limited, Ctm Branch branch in Ahmedabad, Gujarat is SKNB0000012. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC SKNB0000012?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC SKNB0000012 to route funds to Shree Kadi Nagarik Sahakari Bank Limited, Ctm Branch, Ahmedabad.
Who assigns IFSC codes like SKNB0000012?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Shree Kadi Nagarik Sahakari Bank Limited applied for the IFSC for its Ctm Branch branch in Ahmedabad, and RBI issued SKNB0000012 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC SKNB0000012 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC SKNB0000012 at Shree Kadi Nagarik Sahakari Bank Limited, Ctm Branch, Ahmedabad. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC SKNB0000012.
About IFSC Code SKNB0000012
IFSC Code SKNB0000012 belongs to Shree Kadi Nagarik Sahakari Bank Limited branch Ctm Branch located in Ahmedabad, Ahmedabad, Gujarat.
Branch Information
- IFSC Code: SKNB0000012
- Bank: Shree Kadi Nagarik Sahakari Bank Limited
- Branch: Ctm Branch
- Address: OPP AMBIKA HOTEL BRTS BUS STOP CTM CROSS ROAD AHMEDABAD 380026
- City: Ahmedabad
- District: Ahmedabad
- State: Gujarat
- Pincode: 380026
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available