IFSC Code SRCB0000218 - Saraswat Cooperative Bank Limited Sanvordem
MEGHKUNJ OPP. POLICE STATION SANGUEM ROAD CURCHOREM-SANVORDEM GOA- 403706
Quick Info
IFSC: SRCB0000218
Pincode: 403706
District: South Goa
Status: Active
About Saraswat Cooperative Bank Limited Sanvordem
IFSC Code SRCB0000218 belongs to Saraswat Cooperative Bank Limited Sanvordem branch located in Curchorem-cacora, South Goa, Goa. This branch serves customers in Curchorem-cacora, South Goa, Goa and surrounding areas.
Understanding IFSC Code SRCB0000218
The IFSC (Indian Financial System Code) SRCB0000218 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (SRCB): Bank code identifying Saraswat Cooperative Bank Limited
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (000218): Unique branch identifier for Sanvordem
Electronic Fund Transfer Services
IFSC Code SRCB0000218 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Saraswat Cooperative Bank Limited Sanvordem branch is located at MEGHKUNJ OPP. POLICE STATION SANGUEM ROAD CURCHOREM-SANVORDEM GOA- 403706 (Pincode: 403706) in Curchorem-cacora, South Goa, Goa. This location serves customers in Curchorem-cacora, South Goa, Goa and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code SRCB0000218 to ensure the transaction is routed correctly.
How to Use IFSC Code SRCB0000218
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: SRCB0000218 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Saraswat Cooperative Bank Limited Branches
If you're looking for other Saraswat Cooperative Bank Limited branches in Curchorem-cacora, South Goa, Goa or nearby areas, use our Saraswat Cooperative Bank Limited branch finder. You can search by city, district, or state to find all Saraswat Cooperative Bank Limited branches with their respective IFSC codes.
Branch Details
| IFSC Code: | SRCB0000218 |
| Bank Name: | Saraswat Cooperative Bank Limited |
| Branch Name: | Sanvordem |
| Address: | MEGHKUNJ OPP. POLICE STATION SANGUEM ROAD CURCHOREM-SANVORDEM GOA- 403706 |
| City: | Curchorem-cacora |
| District: | South Goa |
| State: | Goa |
| Pincode: | 403706 |
Payment Services Available
Saraswat Cooperative Bank Limited Sanvordem Branch IFSC Code SRCB0000218 — Complete Banking Guide for Curchorem-cacora, Goa
IFSC code SRCB0000218 belongs to the Sanvordem branch of Saraswat Cooperative Bank Limited in Curchorem-cacora, South Goa district, Goa. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC SRCB0000218 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Saraswat Cooperative Bank Limited, Sanvordem Branch
The Sanvordem branch of Saraswat Cooperative Bank Limited in Curchorem-cacora, Goa serves retail and corporate customers in South Goa district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC SRCB0000218 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC SRCB0000218
Four primary digital payment rails use IFSC SRCB0000218 for transfers to Saraswat Cooperative Bank Limited, Sanvordem: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC SRCB0000218 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Sanvordem branch of Saraswat Cooperative Bank Limited in Curchorem-cacora carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC SRCB0000218 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC SRCB0000218 Before Transferring
Before initiating any high-value transfer to IFSC SRCB0000218, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Saraswat Cooperative Bank Limited's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Saraswat Cooperative Bank Limited Sanvordem, Curchorem-cacora IFSC
What is the IFSC of Saraswat Cooperative Bank Limited Sanvordem in Curchorem-cacora?
The IFSC of Saraswat Cooperative Bank Limited, Sanvordem branch in Curchorem-cacora, Goa is SRCB0000218. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC SRCB0000218?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC SRCB0000218 to route funds to Saraswat Cooperative Bank Limited, Sanvordem, Curchorem-cacora.
Who assigns IFSC codes like SRCB0000218?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Saraswat Cooperative Bank Limited applied for the IFSC for its Sanvordem branch in Curchorem-cacora, and RBI issued SRCB0000218 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC SRCB0000218 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC SRCB0000218 at Saraswat Cooperative Bank Limited, Sanvordem, Curchorem-cacora. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC SRCB0000218.
About IFSC Code SRCB0000218
IFSC Code SRCB0000218 belongs to Saraswat Cooperative Bank Limited branch Sanvordem located in Curchorem-cacora, South Goa, Goa.
Branch Information
- IFSC Code: SRCB0000218
- Bank: Saraswat Cooperative Bank Limited
- Branch: Sanvordem
- Address: MEGHKUNJ OPP. POLICE STATION SANGUEM ROAD CURCHOREM-SANVORDEM GOA- 403706
- City: Curchorem-cacora
- District: South Goa
- State: Goa
- Pincode: 403706
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available