Overview of IFSC Code SURY0050012: The IFSC code SURY0050012 uniquely identifies the Suryoday Small Finance Bank Limited branch located at Sembanarkoil in the Nagapattinam district of Tamil Nadu. This 11-digit alphanumeric code is mandatory for routing electronic fund transfers like NEFT, RTGS, and IMPS to the correct bank account.

IFSC Code SURY0050012 - Suryoday Small Finance Bank Limited Sembanarkoil

SURY0050012 Suryoday Small Finance Bank Limited Nagapattinam Nagapattinam Tamil Nadu

91C-6 7 8 SIVA COMMERCIAL BUILDING MELA MUKUTTU PARASALUR SEMBANARKOIL NAGAPATTINAM TAMIL NADU-609309

View all Suryoday Small Finance Bank Limited branches
Quick Info

IFSC: SURY0050012

Pincode: 609309

District: Nagapattinam

Status: Active

About Suryoday Small Finance Bank Limited Sembanarkoil

IFSC Code SURY0050012 belongs to Suryoday Small Finance Bank Limited Sembanarkoil branch located in Nagapattinam, Nagapattinam, Tamil Nadu. This branch serves customers in Nagapattinam, Nagapattinam, Tamil Nadu and surrounding areas.

Understanding IFSC Code SURY0050012

The IFSC (Indian Financial System Code) SURY0050012 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:

  • First 4 characters (SURY): Bank code identifying Suryoday Small Finance Bank Limited
  • 5th character (0): Reserved for future use (always 0)
  • Last 6 characters (050012): Unique branch identifier for Sembanarkoil
Electronic Fund Transfer Services

IFSC Code SURY0050012 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:

NEFT (National Electronic Funds Transfer)

Batch processing system for fund transfers. Available Yes at this branch.

Processing: Multiple batches daily, typically settles within 2 hours during banking hours.

RTGS (Real Time Gross Settlement)

Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.

Processing: Real-time settlement, typically within minutes during RTGS hours.

IMPS (Immediate Payment Service)

24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.

Processing: Instant transfer, available 24/7 including holidays.

UPI (Unified Payments Interface)

Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.

Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.

Branch Location and Accessibility

The Suryoday Small Finance Bank Limited Sembanarkoil branch is located at 91C-6 7 8 SIVA COMMERCIAL BUILDING MELA MUKUTTU PARASALUR SEMBANARKOIL NAGAPATTINAM TAMIL NADU-609309 (Pincode: 609309) in Nagapattinam, Nagapattinam, Tamil Nadu. This location serves customers in Nagapattinam, Nagapattinam, Tamil Nadu and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code SURY0050012 to ensure the transaction is routed correctly.

How to Use IFSC Code SURY0050012

When making online fund transfers to an account at this branch, you will need:

  1. IFSC Code: SURY0050012 (for NEFT, RTGS, IMPS)
  2. Account Number: The recipient's account number
  3. Account Holder Name: As registered with the bank
Important: Always verify the IFSC code before initiating any fund transfer. Incorrect IFSC codes can result in failed transactions or funds being sent to the wrong branch. This IFSC code information is verified from official Reserve Bank of India (RBI) records and is updated regularly to ensure accuracy.
Finding Other Suryoday Small Finance Bank Limited Branches

If you're looking for other Suryoday Small Finance Bank Limited branches in Nagapattinam, Nagapattinam, Tamil Nadu or nearby areas, use our Suryoday Small Finance Bank Limited branch finder. You can search by city, district, or state to find all Suryoday Small Finance Bank Limited branches with their respective IFSC codes.

Branch Details
IFSC Code: SURY0050012
Bank Name: Suryoday Small Finance Bank Limited
Branch Name: Sembanarkoil
Address: 91C-6 7 8 SIVA COMMERCIAL BUILDING MELA MUKUTTU PARASALUR SEMBANARKOIL NAGAPATTINAM TAMIL NADU-609309
City: Nagapattinam
District: Nagapattinam
State: Tamil Nadu
Pincode: 609309
Payment Services Available
NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available
Search IFSC Codes
Advanced Search
Nearby Branches
10
AXIS BANK
NAGAPATTINAM • NAGAPATTINAM, Tamil Nadu
UTIB0001505
BANK OF BARODA
BRANCH • NAGAPATTINAM, Tamil Nadu
BARB0NAGAPA
BANK OF BARODA
NAGAPATTINAM • NAGAPATTINAM, Tamil Nadu
BARB0VJNAGP
BANK OF INDIA
PALAKURICHI • NAGAPATTINAM, Tamil Nadu
BKID0008133
BANK OF MAHARASHTRA
NAGAPATTINAM • NAGAPATTINAM, Tamil Nadu
MAHB0002284
CANARA BANK
KARUVI • NAGAPATTINAM, Tamil Nadu
CNRB0003619
CANARA BANK
MELAIYUR • NAGAPATTINAM, Tamil Nadu
CNRB0005588
CANARA BANK
NAGAPATTINAM • NAGAPATTINAM, Tamil Nadu
CNRB0001212
CANARA BANK
SIRKAZHI • NAGAPATTINAM, Tamil Nadu
CNRB0005232
CANARA BANK
VELIPALAYAM NAGAPATTINAM • NAGAPATTINAM, Tamil Nadu
CNRB0016420
Database Statistics
177,123

Branches

253

Banks

37

States

38,136

Cities



Suryoday Small Finance Bank Limited Sembanarkoil Branch IFSC Code SURY0050012 — Complete Banking Guide for Nagapattinam, Tamil Nadu

IFSC code SURY0050012 belongs to the Sembanarkoil branch of Suryoday Small Finance Bank Limited in Nagapattinam, Nagapattinam district, Tamil Nadu. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC SURY0050012 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.

About Suryoday Small Finance Bank Limited, Sembanarkoil Branch

The Sembanarkoil branch of Suryoday Small Finance Bank Limited in Nagapattinam, Tamil Nadu serves retail and corporate customers in Nagapattinam district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC SURY0050012 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.

Payment Methods Using IFSC SURY0050012

Four primary digital payment rails use IFSC SURY0050012 for transfers to Suryoday Small Finance Bank Limited, Sembanarkoil: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC SURY0050012 against the RBI IFSC master list before processing the payment.

MICR Code and Branch Details

In addition to the IFSC, the Sembanarkoil branch of Suryoday Small Finance Bank Limited in Nagapattinam carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC SURY0050012 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.

How to Verify IFSC SURY0050012 Before Transferring

Before initiating any high-value transfer to IFSC SURY0050012, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Suryoday Small Finance Bank Limited's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.

FAQs — Suryoday Small Finance Bank Limited Sembanarkoil, Nagapattinam IFSC

What is the IFSC of Suryoday Small Finance Bank Limited Sembanarkoil in Nagapattinam?

The IFSC of Suryoday Small Finance Bank Limited, Sembanarkoil branch in Nagapattinam, Tamil Nadu is SURY0050012. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.

What is the minimum amount for NEFT to IFSC SURY0050012?

There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC SURY0050012 to route funds to Suryoday Small Finance Bank Limited, Sembanarkoil, Nagapattinam.

Who assigns IFSC codes like SURY0050012?

The Reserve Bank of India (RBI) assigns all IFSC codes in India. Suryoday Small Finance Bank Limited applied for the IFSC for its Sembanarkoil branch in Nagapattinam, and RBI issued SURY0050012 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.

Can I use IFSC SURY0050012 for UPI payments?

UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC SURY0050012 at Suryoday Small Finance Bank Limited, Sembanarkoil, Nagapattinam. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC SURY0050012.

About IFSC Code SURY0050012

IFSC Code SURY0050012 belongs to Suryoday Small Finance Bank Limited branch Sembanarkoil located in Nagapattinam, Nagapattinam, Tamil Nadu.

Branch Information

  • IFSC Code: SURY0050012
  • Bank: Suryoday Small Finance Bank Limited
  • Branch: Sembanarkoil
  • Address: 91C-6 7 8 SIVA COMMERCIAL BUILDING MELA MUKUTTU PARASALUR SEMBANARKOIL NAGAPATTINAM TAMIL NADU-609309
  • City: Nagapattinam
  • District: Nagapattinam
  • State: Tamil Nadu
  • Pincode: 609309

Payment Services

  • NEFT: Available
  • RTGS: Available
  • IMPS: Available
  • UPI: Available
Note: IFSC (Indian Financial System Code) is an 11-character code used to identify bank branches for electronic fund transfers (NEFT, RTGS, IMPS). Always verify the IFSC code before initiating any transaction.

Frequently Asked Questions

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches for electronic fund transfers. You can find IFSC code using our IFSC code search tool by entering the bank name, branch name, or the IFSC code itself.

To check IFSC code, use our IFSC code search tool. Enter the bank name and branch name, or search by IFSC code directly. You can also find banks near me by searching with your location.

IFSC code format consists of 11 characters: first 4 characters represent the bank name, followed by a zero (0), and the last 6 characters represent the branch code. For example, HDFC0001234 where HDFC is the bank code and 001234 is the branch code.

To find banks near me, use our IFSC finder tool. Enter your city or location, and we will show you all nearby bank branches with their IFSC codes, addresses, and contact details.

IFSC code is used for electronic fund transfers (NEFT, RTGS, IMPS) and is 11 characters long. MICR code is used for cheque processing and is 9 digits long. Both codes uniquely identify a bank branch.

You can verify IFSC code using our check IFSC code tool. Enter the IFSC code, and we will display the complete branch details including bank name, branch name, address, and available payment services (NEFT, RTGS, IMPS, UPI).

Yes, IFSC code is required for all electronic fund transfer methods including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service). Our tool shows which services are available for each branch.

To get IFSC code by bank name and branch, use our search tool. Select "Search by Bank & Branch" option, enter the bank name (e.g., Suryoday Small Finance Bank Limited) and branch name, and we will display the complete IFSC code details.