IFSC Code TJSB0000194 - Tjsb Sahakari Bank Ltd Banda
WARD NO 05 BANDA GRAMPANCHAYAT NO 1699 GROUND FLOOR BAJARPETH TAL SAWANTWADI DIST SINDHUDURG PIN NO 416 511
Quick Info
IFSC: TJSB0000194
Pincode: 416511
District: Sindhudurg
Status: Active
About Tjsb Sahakari Bank Ltd Banda
IFSC Code TJSB0000194 belongs to Tjsb Sahakari Bank Ltd Banda branch located in Banda, Sindhudurg, Maharashtra. This branch serves customers in Banda, Sindhudurg, Maharashtra and surrounding areas.
Understanding IFSC Code TJSB0000194
The IFSC (Indian Financial System Code) TJSB0000194 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (TJSB): Bank code identifying Tjsb Sahakari Bank Ltd
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (000194): Unique branch identifier for Banda
Electronic Fund Transfer Services
IFSC Code TJSB0000194 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Tjsb Sahakari Bank Ltd Banda branch is located at WARD NO 05 BANDA GRAMPANCHAYAT NO 1699 GROUND FLOOR BAJARPETH TAL SAWANTWADI DIST SINDHUDURG PIN NO 416 511 (Pincode: 416511) in Banda, Sindhudurg, Maharashtra. This location serves customers in Banda, Sindhudurg, Maharashtra and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code TJSB0000194 to ensure the transaction is routed correctly.
How to Use IFSC Code TJSB0000194
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: TJSB0000194 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Tjsb Sahakari Bank Ltd Branches
If you're looking for other Tjsb Sahakari Bank Ltd branches in Banda, Sindhudurg, Maharashtra or nearby areas, use our Tjsb Sahakari Bank Ltd branch finder. You can search by city, district, or state to find all Tjsb Sahakari Bank Ltd branches with their respective IFSC codes.
Branch Details
| IFSC Code: | TJSB0000194 |
| Bank Name: | Tjsb Sahakari Bank Ltd |
| Branch Name: | Banda |
| Address: | WARD NO 05 BANDA GRAMPANCHAYAT NO 1699 GROUND FLOOR BAJARPETH TAL SAWANTWADI DIST SINDHUDURG PIN NO 416 511 |
| City: | Banda |
| District: | Sindhudurg |
| State: | Maharashtra |
| Pincode: | 416511 |
Payment Services Available
Tjsb Sahakari Bank Ltd Banda Branch IFSC Code TJSB0000194 — Complete Banking Guide for Banda, Maharashtra
IFSC code TJSB0000194 belongs to the Banda branch of Tjsb Sahakari Bank Ltd in Banda, Sindhudurg district, Maharashtra. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC TJSB0000194 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Tjsb Sahakari Bank Ltd, Banda Branch
The Banda branch of Tjsb Sahakari Bank Ltd in Banda, Maharashtra serves retail and corporate customers in Sindhudurg district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC TJSB0000194 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC TJSB0000194
Four primary digital payment rails use IFSC TJSB0000194 for transfers to Tjsb Sahakari Bank Ltd, Banda: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC TJSB0000194 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Banda branch of Tjsb Sahakari Bank Ltd in Banda carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC TJSB0000194 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC TJSB0000194 Before Transferring
Before initiating any high-value transfer to IFSC TJSB0000194, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Tjsb Sahakari Bank Ltd's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Tjsb Sahakari Bank Ltd Banda, Banda IFSC
What is the IFSC of Tjsb Sahakari Bank Ltd Banda in Banda?
The IFSC of Tjsb Sahakari Bank Ltd, Banda branch in Banda, Maharashtra is TJSB0000194. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC TJSB0000194?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC TJSB0000194 to route funds to Tjsb Sahakari Bank Ltd, Banda, Banda.
Who assigns IFSC codes like TJSB0000194?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Tjsb Sahakari Bank Ltd applied for the IFSC for its Banda branch in Banda, and RBI issued TJSB0000194 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC TJSB0000194 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC TJSB0000194 at Tjsb Sahakari Bank Ltd, Banda, Banda. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC TJSB0000194.
About IFSC Code TJSB0000194
IFSC Code TJSB0000194 belongs to Tjsb Sahakari Bank Ltd branch Banda located in Banda, Sindhudurg, Maharashtra.
Branch Information
- IFSC Code: TJSB0000194
- Bank: Tjsb Sahakari Bank Ltd
- Branch: Banda
- Address: WARD NO 05 BANDA GRAMPANCHAYAT NO 1699 GROUND FLOOR BAJARPETH TAL SAWANTWADI DIST SINDHUDURG PIN NO 416 511
- City: Banda
- District: Sindhudurg
- State: Maharashtra
- Pincode: 416511
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available