IFSC Code UBIN0548740 - Union Bank Of India Banamalipur
POST WEST TAJPUR BANMALIPUR DIST. HOOGHLY WEST BENGAL PIN - 712 706
Quick Info
IFSC: UBIN0548740
Pincode: 712706
District: Hooghly
Status: Active
About Union Bank Of India Banamalipur
IFSC Code UBIN0548740 belongs to Union Bank Of India Banamalipur branch located in Banamalipur, Hooghly, West Bengal. This branch serves customers in Banamalipur, Hooghly, West Bengal and surrounding areas.
Understanding IFSC Code UBIN0548740
The IFSC (Indian Financial System Code) UBIN0548740 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (UBIN): Bank code identifying Union Bank Of India
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (548740): Unique branch identifier for Banamalipur
Electronic Fund Transfer Services
IFSC Code UBIN0548740 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Union Bank Of India Banamalipur branch is located at POST WEST TAJPUR BANMALIPUR DIST. HOOGHLY WEST BENGAL PIN - 712 706 (Pincode: 712706) in Banamalipur, Hooghly, West Bengal. This location serves customers in Banamalipur, Hooghly, West Bengal and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code UBIN0548740 to ensure the transaction is routed correctly.
How to Use IFSC Code UBIN0548740
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: UBIN0548740 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Union Bank Of India Branches
If you're looking for other Union Bank Of India branches in Banamalipur, Hooghly, West Bengal or nearby areas, use our Union Bank Of India branch finder. You can search by city, district, or state to find all Union Bank Of India branches with their respective IFSC codes.
Branch Details
| IFSC Code: | UBIN0548740 |
| Bank Name: | Union Bank Of India |
| Branch Name: | Banamalipur |
| Address: | POST WEST TAJPUR BANMALIPUR DIST. HOOGHLY WEST BENGAL PIN - 712 706 |
| City: | Banamalipur |
| District: | Hooghly |
| State: | West Bengal |
| Pincode: | 712706 |
Payment Services Available
Union Bank Of India Banamalipur Branch IFSC Code UBIN0548740 — Complete Banking Guide for Banamalipur, West Bengal
IFSC code UBIN0548740 belongs to the Banamalipur branch of Union Bank Of India in Banamalipur, Hooghly district, West Bengal. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC UBIN0548740 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Union Bank Of India, Banamalipur Branch
The Banamalipur branch of Union Bank Of India in Banamalipur, West Bengal serves retail and corporate customers in Hooghly district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC UBIN0548740 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC UBIN0548740
Four primary digital payment rails use IFSC UBIN0548740 for transfers to Union Bank Of India, Banamalipur: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC UBIN0548740 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Banamalipur branch of Union Bank Of India in Banamalipur carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC UBIN0548740 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC UBIN0548740 Before Transferring
Before initiating any high-value transfer to IFSC UBIN0548740, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Union Bank Of India's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Union Bank Of India Banamalipur, Banamalipur IFSC
What is the IFSC of Union Bank Of India Banamalipur in Banamalipur?
The IFSC of Union Bank Of India, Banamalipur branch in Banamalipur, West Bengal is UBIN0548740. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC UBIN0548740?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC UBIN0548740 to route funds to Union Bank Of India, Banamalipur, Banamalipur.
Who assigns IFSC codes like UBIN0548740?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Union Bank Of India applied for the IFSC for its Banamalipur branch in Banamalipur, and RBI issued UBIN0548740 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC UBIN0548740 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC UBIN0548740 at Union Bank Of India, Banamalipur, Banamalipur. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC UBIN0548740.
About IFSC Code UBIN0548740
IFSC Code UBIN0548740 belongs to Union Bank Of India branch Banamalipur located in Banamalipur, Hooghly, West Bengal.
Branch Information
- IFSC Code: UBIN0548740
- Bank: Union Bank Of India
- Branch: Banamalipur
- Address: POST WEST TAJPUR BANMALIPUR DIST. HOOGHLY WEST BENGAL PIN - 712 706
- City: Banamalipur
- District: Hooghly
- State: West Bengal
- Pincode: 712706
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available