IFSC Code UCBA0000045 - Uco Bank Guwahati Main
HB ROAD FANCY BAZAR GUWAHATI HB H.B.ROAD FANCY BAZAR GUWAHATI KAMRUP METROPOLITAN ASSAM PIN 781001
Quick Info
IFSC: UCBA0000045
Pincode: 781001
District: Kamrup
Status: Active
About Uco Bank Guwahati Main
IFSC Code UCBA0000045 belongs to Uco Bank Guwahati Main branch located in Guwahati, Kamrup, Assam. This branch serves customers in Guwahati, Kamrup, Assam and surrounding areas.
Understanding IFSC Code UCBA0000045
The IFSC (Indian Financial System Code) UCBA0000045 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (UCBA): Bank code identifying Uco Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (000045): Unique branch identifier for Guwahati Main
Electronic Fund Transfer Services
IFSC Code UCBA0000045 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Uco Bank Guwahati Main branch is located at HB ROAD FANCY BAZAR GUWAHATI HB H.B.ROAD FANCY BAZAR GUWAHATI KAMRUP METROPOLITAN ASSAM PIN 781001 (Pincode: 781001) in Guwahati, Kamrup, Assam. This location serves customers in Guwahati, Kamrup, Assam and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code UCBA0000045 to ensure the transaction is routed correctly.
How to Use IFSC Code UCBA0000045
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: UCBA0000045 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Uco Bank Branches
If you're looking for other Uco Bank branches in Guwahati, Kamrup, Assam or nearby areas, use our Uco Bank branch finder. You can search by city, district, or state to find all Uco Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | UCBA0000045 |
| Bank Name: | Uco Bank |
| Branch Name: | Guwahati Main |
| Address: | HB ROAD FANCY BAZAR GUWAHATI HB H.B.ROAD FANCY BAZAR GUWAHATI KAMRUP METROPOLITAN ASSAM PIN 781001 |
| City: | Guwahati |
| District: | Kamrup |
| State: | Assam |
| Pincode: | 781001 |
Payment Services Available
Uco Bank Guwahati Main Branch IFSC Code UCBA0000045 — Complete Banking Guide for Guwahati, Assam
IFSC code UCBA0000045 belongs to the Guwahati Main branch of Uco Bank in Guwahati, Kamrup district, Assam. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC UCBA0000045 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Uco Bank, Guwahati Main Branch
The Guwahati Main branch of Uco Bank in Guwahati, Assam serves retail and corporate customers in Kamrup district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC UCBA0000045 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC UCBA0000045
Four primary digital payment rails use IFSC UCBA0000045 for transfers to Uco Bank, Guwahati Main: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC UCBA0000045 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Guwahati Main branch of Uco Bank in Guwahati carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC UCBA0000045 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC UCBA0000045 Before Transferring
Before initiating any high-value transfer to IFSC UCBA0000045, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Uco Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Uco Bank Guwahati Main, Guwahati IFSC
What is the IFSC of Uco Bank Guwahati Main in Guwahati?
The IFSC of Uco Bank, Guwahati Main branch in Guwahati, Assam is UCBA0000045. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC UCBA0000045?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC UCBA0000045 to route funds to Uco Bank, Guwahati Main, Guwahati.
Who assigns IFSC codes like UCBA0000045?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Uco Bank applied for the IFSC for its Guwahati Main branch in Guwahati, and RBI issued UCBA0000045 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC UCBA0000045 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC UCBA0000045 at Uco Bank, Guwahati Main, Guwahati. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC UCBA0000045.
About IFSC Code UCBA0000045
IFSC Code UCBA0000045 belongs to Uco Bank branch Guwahati Main located in Guwahati, Kamrup, Assam.
Branch Information
- IFSC Code: UCBA0000045
- Bank: Uco Bank
- Branch: Guwahati Main
- Address: HB ROAD FANCY BAZAR GUWAHATI HB H.B.ROAD FANCY BAZAR GUWAHATI KAMRUP METROPOLITAN ASSAM PIN 781001
- City: Guwahati
- District: Kamrup
- State: Assam
- Pincode: 781001
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available