IFSC Code UCBA0000253 - Uco Bank Jaora
92 LAXMI BAI MARG JAORA DISTT. RATLAM RATLAM MADHYA PRADESH PIN 457226
Quick Info
IFSC: UCBA0000253
Pincode: 457226
District: Ratlam
Status: Active
About Uco Bank Jaora
IFSC Code UCBA0000253 belongs to Uco Bank Jaora branch located in Jaora, Ratlam, Madhya Pradesh. This branch serves customers in Jaora, Ratlam, Madhya Pradesh and surrounding areas.
Understanding IFSC Code UCBA0000253
The IFSC (Indian Financial System Code) UCBA0000253 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (UCBA): Bank code identifying Uco Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (000253): Unique branch identifier for Jaora
Electronic Fund Transfer Services
IFSC Code UCBA0000253 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Uco Bank Jaora branch is located at 92 LAXMI BAI MARG JAORA DISTT. RATLAM RATLAM MADHYA PRADESH PIN 457226 (Pincode: 457226) in Jaora, Ratlam, Madhya Pradesh. This location serves customers in Jaora, Ratlam, Madhya Pradesh and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code UCBA0000253 to ensure the transaction is routed correctly.
How to Use IFSC Code UCBA0000253
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: UCBA0000253 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Uco Bank Branches
If you're looking for other Uco Bank branches in Jaora, Ratlam, Madhya Pradesh or nearby areas, use our Uco Bank branch finder. You can search by city, district, or state to find all Uco Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | UCBA0000253 |
| Bank Name: | Uco Bank |
| Branch Name: | Jaora |
| Address: | 92 LAXMI BAI MARG JAORA DISTT. RATLAM RATLAM MADHYA PRADESH PIN 457226 |
| City: | Jaora |
| District: | Ratlam |
| State: | Madhya Pradesh |
| Pincode: | 457226 |
Payment Services Available
Uco Bank Jaora Branch IFSC Code UCBA0000253 — Complete Banking Guide for Jaora, Madhya Pradesh
IFSC code UCBA0000253 belongs to the Jaora branch of Uco Bank in Jaora, Ratlam district, Madhya Pradesh. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC UCBA0000253 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Uco Bank, Jaora Branch
The Jaora branch of Uco Bank in Jaora, Madhya Pradesh serves retail and corporate customers in Ratlam district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC UCBA0000253 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC UCBA0000253
Four primary digital payment rails use IFSC UCBA0000253 for transfers to Uco Bank, Jaora: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC UCBA0000253 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Jaora branch of Uco Bank in Jaora carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC UCBA0000253 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC UCBA0000253 Before Transferring
Before initiating any high-value transfer to IFSC UCBA0000253, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Uco Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Uco Bank Jaora, Jaora IFSC
What is the IFSC of Uco Bank Jaora in Jaora?
The IFSC of Uco Bank, Jaora branch in Jaora, Madhya Pradesh is UCBA0000253. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC UCBA0000253?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC UCBA0000253 to route funds to Uco Bank, Jaora, Jaora.
Who assigns IFSC codes like UCBA0000253?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Uco Bank applied for the IFSC for its Jaora branch in Jaora, and RBI issued UCBA0000253 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC UCBA0000253 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC UCBA0000253 at Uco Bank, Jaora, Jaora. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC UCBA0000253.
About IFSC Code UCBA0000253
IFSC Code UCBA0000253 belongs to Uco Bank branch Jaora located in Jaora, Ratlam, Madhya Pradesh.
Branch Information
- IFSC Code: UCBA0000253
- Bank: Uco Bank
- Branch: Jaora
- Address: 92 LAXMI BAI MARG JAORA DISTT. RATLAM RATLAM MADHYA PRADESH PIN 457226
- City: Jaora
- District: Ratlam
- State: Madhya Pradesh
- Pincode: 457226
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available