IFSC Code UCBA0000319 - Uco Bank Civil Lines Amritsar
COURT ROAD CIVIL LINES AMRITSAR AMRITSAR PUNJAB PIN 143001
Quick Info
IFSC: UCBA0000319
Pincode: 143001
District: Amritsar
Status: Active
About Uco Bank Civil Lines Amritsar
IFSC Code UCBA0000319 belongs to Uco Bank Civil Lines Amritsar branch located in Amritsar, Amritsar, Punjab. This branch serves customers in Amritsar, Amritsar, Punjab and surrounding areas.
Understanding IFSC Code UCBA0000319
The IFSC (Indian Financial System Code) UCBA0000319 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (UCBA): Bank code identifying Uco Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (000319): Unique branch identifier for Civil Lines Amritsar
Electronic Fund Transfer Services
IFSC Code UCBA0000319 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Uco Bank Civil Lines Amritsar branch is located at COURT ROAD CIVIL LINES AMRITSAR AMRITSAR PUNJAB PIN 143001 (Pincode: 143001) in Amritsar, Amritsar, Punjab. This location serves customers in Amritsar, Amritsar, Punjab and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code UCBA0000319 to ensure the transaction is routed correctly.
How to Use IFSC Code UCBA0000319
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: UCBA0000319 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Uco Bank Branches
If you're looking for other Uco Bank branches in Amritsar, Amritsar, Punjab or nearby areas, use our Uco Bank branch finder. You can search by city, district, or state to find all Uco Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | UCBA0000319 |
| Bank Name: | Uco Bank |
| Branch Name: | Civil Lines Amritsar |
| Address: | COURT ROAD CIVIL LINES AMRITSAR AMRITSAR PUNJAB PIN 143001 |
| City: | Amritsar |
| District: | Amritsar |
| State: | Punjab |
| Pincode: | 143001 |
Payment Services Available
Uco Bank Civil Lines Amritsar Branch IFSC Code UCBA0000319 — Complete Banking Guide for Amritsar, Punjab
IFSC code UCBA0000319 belongs to the Civil Lines Amritsar branch of Uco Bank in Amritsar, Amritsar district, Punjab. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC UCBA0000319 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Uco Bank, Civil Lines Amritsar Branch
The Civil Lines Amritsar branch of Uco Bank in Amritsar, Punjab serves retail and corporate customers in Amritsar district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC UCBA0000319 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC UCBA0000319
Four primary digital payment rails use IFSC UCBA0000319 for transfers to Uco Bank, Civil Lines Amritsar: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC UCBA0000319 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Civil Lines Amritsar branch of Uco Bank in Amritsar carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC UCBA0000319 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC UCBA0000319 Before Transferring
Before initiating any high-value transfer to IFSC UCBA0000319, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Uco Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Uco Bank Civil Lines Amritsar, Amritsar IFSC
What is the IFSC of Uco Bank Civil Lines Amritsar in Amritsar?
The IFSC of Uco Bank, Civil Lines Amritsar branch in Amritsar, Punjab is UCBA0000319. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC UCBA0000319?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC UCBA0000319 to route funds to Uco Bank, Civil Lines Amritsar, Amritsar.
Who assigns IFSC codes like UCBA0000319?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Uco Bank applied for the IFSC for its Civil Lines Amritsar branch in Amritsar, and RBI issued UCBA0000319 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC UCBA0000319 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC UCBA0000319 at Uco Bank, Civil Lines Amritsar, Amritsar. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC UCBA0000319.
About IFSC Code UCBA0000319
IFSC Code UCBA0000319 belongs to Uco Bank branch Civil Lines Amritsar located in Amritsar, Amritsar, Punjab.
Branch Information
- IFSC Code: UCBA0000319
- Bank: Uco Bank
- Branch: Civil Lines Amritsar
- Address: COURT ROAD CIVIL LINES AMRITSAR AMRITSAR PUNJAB PIN 143001
- City: Amritsar
- District: Amritsar
- State: Punjab
- Pincode: 143001
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available