IFSC Code UCBA0000861 - Uco Bank Aizawl
AIZAWL BRANCH BARA BAZAR DAWRPUI AIZAWL MIZORAM PIN 796001
Quick Info
IFSC: UCBA0000861
Pincode: 796001
District: Aizawl
Status: Active
About Uco Bank Aizawl
IFSC Code UCBA0000861 belongs to Uco Bank Aizawl branch located in Aizwal, Aizawl, Mizoram. This branch serves customers in Aizwal, Aizawl, Mizoram and surrounding areas.
Understanding IFSC Code UCBA0000861
The IFSC (Indian Financial System Code) UCBA0000861 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (UCBA): Bank code identifying Uco Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (000861): Unique branch identifier for Aizawl
Electronic Fund Transfer Services
IFSC Code UCBA0000861 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Uco Bank Aizawl branch is located at AIZAWL BRANCH BARA BAZAR DAWRPUI AIZAWL MIZORAM PIN 796001 (Pincode: 796001) in Aizwal, Aizawl, Mizoram. This location serves customers in Aizwal, Aizawl, Mizoram and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code UCBA0000861 to ensure the transaction is routed correctly.
How to Use IFSC Code UCBA0000861
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: UCBA0000861 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Uco Bank Branches
If you're looking for other Uco Bank branches in Aizwal, Aizawl, Mizoram or nearby areas, use our Uco Bank branch finder. You can search by city, district, or state to find all Uco Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | UCBA0000861 |
| Bank Name: | Uco Bank |
| Branch Name: | Aizawl |
| Address: | AIZAWL BRANCH BARA BAZAR DAWRPUI AIZAWL MIZORAM PIN 796001 |
| City: | Aizwal |
| District: | Aizawl |
| State: | Mizoram |
| Pincode: | 796001 |
Payment Services Available
Uco Bank Aizawl Branch IFSC Code UCBA0000861 — Complete Banking Guide for Aizwal, Mizoram
IFSC code UCBA0000861 belongs to the Aizawl branch of Uco Bank in Aizwal, Aizawl district, Mizoram. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC UCBA0000861 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Uco Bank, Aizawl Branch
The Aizawl branch of Uco Bank in Aizwal, Mizoram serves retail and corporate customers in Aizawl district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC UCBA0000861 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC UCBA0000861
Four primary digital payment rails use IFSC UCBA0000861 for transfers to Uco Bank, Aizawl: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC UCBA0000861 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Aizawl branch of Uco Bank in Aizwal carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC UCBA0000861 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC UCBA0000861 Before Transferring
Before initiating any high-value transfer to IFSC UCBA0000861, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Uco Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Uco Bank Aizawl, Aizwal IFSC
What is the IFSC of Uco Bank Aizawl in Aizwal?
The IFSC of Uco Bank, Aizawl branch in Aizwal, Mizoram is UCBA0000861. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC UCBA0000861?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC UCBA0000861 to route funds to Uco Bank, Aizawl, Aizwal.
Who assigns IFSC codes like UCBA0000861?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Uco Bank applied for the IFSC for its Aizawl branch in Aizwal, and RBI issued UCBA0000861 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC UCBA0000861 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC UCBA0000861 at Uco Bank, Aizawl, Aizwal. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC UCBA0000861.
About IFSC Code UCBA0000861
IFSC Code UCBA0000861 belongs to Uco Bank branch Aizawl located in Aizwal, Aizawl, Mizoram.
Branch Information
- IFSC Code: UCBA0000861
- Bank: Uco Bank
- Branch: Aizawl
- Address: AIZAWL BRANCH BARA BAZAR DAWRPUI AIZAWL MIZORAM PIN 796001
- City: Aizwal
- District: Aizawl
- State: Mizoram
- Pincode: 796001
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available