IFSC Code UCBA0001070 - Uco Bank Gorhatta Chowk
MOJAHIDPUR GORHATTA CHOWK BHAGALPUR BIHAR BHAGALPUR BIHAR PIN 812202
Quick Info
IFSC: UCBA0001070
Pincode: 812202
District: BHAGALPUR
Status: Active
About Uco Bank Gorhatta Chowk
IFSC Code UCBA0001070 belongs to Uco Bank Gorhatta Chowk branch located in Bhagalpur, Bhagalpur, Bihar. This branch serves customers in Bhagalpur, Bhagalpur, Bihar and surrounding areas.
Understanding IFSC Code UCBA0001070
The IFSC (Indian Financial System Code) UCBA0001070 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (UCBA): Bank code identifying Uco Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (001070): Unique branch identifier for Gorhatta Chowk
Electronic Fund Transfer Services
IFSC Code UCBA0001070 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Uco Bank Gorhatta Chowk branch is located at MOJAHIDPUR GORHATTA CHOWK BHAGALPUR BIHAR BHAGALPUR BIHAR PIN 812202 (Pincode: 812202) in Bhagalpur, Bhagalpur, Bihar. This location serves customers in Bhagalpur, Bhagalpur, Bihar and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code UCBA0001070 to ensure the transaction is routed correctly.
How to Use IFSC Code UCBA0001070
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: UCBA0001070 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Uco Bank Branches
If you're looking for other Uco Bank branches in Bhagalpur, Bhagalpur, Bihar or nearby areas, use our Uco Bank branch finder. You can search by city, district, or state to find all Uco Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | UCBA0001070 |
| Bank Name: | Uco Bank |
| Branch Name: | Gorhatta Chowk |
| Address: | MOJAHIDPUR GORHATTA CHOWK BHAGALPUR BIHAR BHAGALPUR BIHAR PIN 812202 |
| City: | Bhagalpur |
| District: | Bhagalpur |
| State: | Bihar |
| Pincode: | 812202 |
Payment Services Available
Uco Bank Gorhatta Chowk Branch IFSC Code UCBA0001070 — Complete Banking Guide for Bhagalpur, Bihar
IFSC code UCBA0001070 belongs to the Gorhatta Chowk branch of Uco Bank in Bhagalpur, Bhagalpur district, Bihar. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC UCBA0001070 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Uco Bank, Gorhatta Chowk Branch
The Gorhatta Chowk branch of Uco Bank in Bhagalpur, Bihar serves retail and corporate customers in Bhagalpur district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC UCBA0001070 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC UCBA0001070
Four primary digital payment rails use IFSC UCBA0001070 for transfers to Uco Bank, Gorhatta Chowk: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC UCBA0001070 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Gorhatta Chowk branch of Uco Bank in Bhagalpur carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC UCBA0001070 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC UCBA0001070 Before Transferring
Before initiating any high-value transfer to IFSC UCBA0001070, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Uco Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Uco Bank Gorhatta Chowk, Bhagalpur IFSC
What is the IFSC of Uco Bank Gorhatta Chowk in Bhagalpur?
The IFSC of Uco Bank, Gorhatta Chowk branch in Bhagalpur, Bihar is UCBA0001070. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC UCBA0001070?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC UCBA0001070 to route funds to Uco Bank, Gorhatta Chowk, Bhagalpur.
Who assigns IFSC codes like UCBA0001070?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Uco Bank applied for the IFSC for its Gorhatta Chowk branch in Bhagalpur, and RBI issued UCBA0001070 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC UCBA0001070 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC UCBA0001070 at Uco Bank, Gorhatta Chowk, Bhagalpur. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC UCBA0001070.
About IFSC Code UCBA0001070
IFSC Code UCBA0001070 belongs to Uco Bank branch Gorhatta Chowk located in Bhagalpur, Bhagalpur, Bihar.
Branch Information
- IFSC Code: UCBA0001070
- Bank: Uco Bank
- Branch: Gorhatta Chowk
- Address: MOJAHIDPUR GORHATTA CHOWK BHAGALPUR BIHAR BHAGALPUR BIHAR PIN 812202
- City: Bhagalpur
- District: Bhagalpur
- State: Bihar
- Pincode: 812202
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available