IFSC Code UCBA0001647 - Uco Bank Durgapur
VILLAGE AND POST OFFICE DURGAPUR DISTT SHIMLA SHIMLA HIMACHAL PRADESH PIN 171001
Quick Info
IFSC: UCBA0001647
Pincode: 171001
District: Shimla
Status: Active
About Uco Bank Durgapur
IFSC Code UCBA0001647 belongs to Uco Bank Durgapur branch located in Durgapur, Shimla, Himachal Pradesh. This branch serves customers in Durgapur, Shimla, Himachal Pradesh and surrounding areas.
Understanding IFSC Code UCBA0001647
The IFSC (Indian Financial System Code) UCBA0001647 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (UCBA): Bank code identifying Uco Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (001647): Unique branch identifier for Durgapur
Electronic Fund Transfer Services
IFSC Code UCBA0001647 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Uco Bank Durgapur branch is located at VILLAGE AND POST OFFICE DURGAPUR DISTT SHIMLA SHIMLA HIMACHAL PRADESH PIN 171001 (Pincode: 171001) in Durgapur, Shimla, Himachal Pradesh. This location serves customers in Durgapur, Shimla, Himachal Pradesh and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code UCBA0001647 to ensure the transaction is routed correctly.
How to Use IFSC Code UCBA0001647
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: UCBA0001647 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Uco Bank Branches
If you're looking for other Uco Bank branches in Durgapur, Shimla, Himachal Pradesh or nearby areas, use our Uco Bank branch finder. You can search by city, district, or state to find all Uco Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | UCBA0001647 |
| Bank Name: | Uco Bank |
| Branch Name: | Durgapur |
| Address: | VILLAGE AND POST OFFICE DURGAPUR DISTT SHIMLA SHIMLA HIMACHAL PRADESH PIN 171001 |
| City: | Durgapur |
| District: | Shimla |
| State: | Himachal Pradesh |
| Pincode: | 171001 |
Payment Services Available
Uco Bank Durgapur Branch IFSC Code UCBA0001647 — Complete Banking Guide for Durgapur, Himachal Pradesh
IFSC code UCBA0001647 belongs to the Durgapur branch of Uco Bank in Durgapur, Shimla district, Himachal Pradesh. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC UCBA0001647 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Uco Bank, Durgapur Branch
The Durgapur branch of Uco Bank in Durgapur, Himachal Pradesh serves retail and corporate customers in Shimla district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC UCBA0001647 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC UCBA0001647
Four primary digital payment rails use IFSC UCBA0001647 for transfers to Uco Bank, Durgapur: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC UCBA0001647 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Durgapur branch of Uco Bank in Durgapur carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC UCBA0001647 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC UCBA0001647 Before Transferring
Before initiating any high-value transfer to IFSC UCBA0001647, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Uco Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Uco Bank Durgapur, Durgapur IFSC
What is the IFSC of Uco Bank Durgapur in Durgapur?
The IFSC of Uco Bank, Durgapur branch in Durgapur, Himachal Pradesh is UCBA0001647. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC UCBA0001647?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC UCBA0001647 to route funds to Uco Bank, Durgapur, Durgapur.
Who assigns IFSC codes like UCBA0001647?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Uco Bank applied for the IFSC for its Durgapur branch in Durgapur, and RBI issued UCBA0001647 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC UCBA0001647 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC UCBA0001647 at Uco Bank, Durgapur, Durgapur. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC UCBA0001647.
About IFSC Code UCBA0001647
IFSC Code UCBA0001647 belongs to Uco Bank branch Durgapur located in Durgapur, Shimla, Himachal Pradesh.
Branch Information
- IFSC Code: UCBA0001647
- Bank: Uco Bank
- Branch: Durgapur
- Address: VILLAGE AND POST OFFICE DURGAPUR DISTT SHIMLA SHIMLA HIMACHAL PRADESH PIN 171001
- City: Durgapur
- District: Shimla
- State: Himachal Pradesh
- Pincode: 171001
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available