IFSC Code UCBA0001942 - Uco Bank Mandigobind Garh Punjab
OPP BUS STAND G T ROAD MANDI GOBINDGARH FATEHGARH SAHIB PUNJAB PIN 147301
Quick Info
IFSC: UCBA0001942
Pincode: 147301
District: Fatehgarh Sahib
Status: Active
About Uco Bank Mandigobind Garh Punjab
IFSC Code UCBA0001942 belongs to Uco Bank Mandigobind Garh Punjab branch located in Chandigarh, Fatehgarh Sahib, Punjab. This branch serves customers in Chandigarh, Fatehgarh Sahib, Punjab and surrounding areas.
Understanding IFSC Code UCBA0001942
The IFSC (Indian Financial System Code) UCBA0001942 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (UCBA): Bank code identifying Uco Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (001942): Unique branch identifier for Mandigobind Garh Punjab
Electronic Fund Transfer Services
IFSC Code UCBA0001942 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Uco Bank Mandigobind Garh Punjab branch is located at OPP BUS STAND G T ROAD MANDI GOBINDGARH FATEHGARH SAHIB PUNJAB PIN 147301 (Pincode: 147301) in Chandigarh, Fatehgarh Sahib, Punjab. This location serves customers in Chandigarh, Fatehgarh Sahib, Punjab and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code UCBA0001942 to ensure the transaction is routed correctly.
How to Use IFSC Code UCBA0001942
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: UCBA0001942 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Uco Bank Branches
If you're looking for other Uco Bank branches in Chandigarh, Fatehgarh Sahib, Punjab or nearby areas, use our Uco Bank branch finder. You can search by city, district, or state to find all Uco Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | UCBA0001942 |
| Bank Name: | Uco Bank |
| Branch Name: | Mandigobind Garh Punjab |
| Address: | OPP BUS STAND G T ROAD MANDI GOBINDGARH FATEHGARH SAHIB PUNJAB PIN 147301 |
| City: | Chandigarh |
| District: | Fatehgarh Sahib |
| State: | Punjab |
| Pincode: | 147301 |
Payment Services Available
Uco Bank Mandigobind Garh Punjab Branch IFSC Code UCBA0001942 — Complete Banking Guide for Chandigarh, Punjab
IFSC code UCBA0001942 belongs to the Mandigobind Garh Punjab branch of Uco Bank in Chandigarh, Fatehgarh Sahib district, Punjab. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC UCBA0001942 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Uco Bank, Mandigobind Garh Punjab Branch
The Mandigobind Garh Punjab branch of Uco Bank in Chandigarh, Punjab serves retail and corporate customers in Fatehgarh Sahib district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC UCBA0001942 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC UCBA0001942
Four primary digital payment rails use IFSC UCBA0001942 for transfers to Uco Bank, Mandigobind Garh Punjab: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC UCBA0001942 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Mandigobind Garh Punjab branch of Uco Bank in Chandigarh carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC UCBA0001942 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC UCBA0001942 Before Transferring
Before initiating any high-value transfer to IFSC UCBA0001942, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Uco Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Uco Bank Mandigobind Garh Punjab, Chandigarh IFSC
What is the IFSC of Uco Bank Mandigobind Garh Punjab in Chandigarh?
The IFSC of Uco Bank, Mandigobind Garh Punjab branch in Chandigarh, Punjab is UCBA0001942. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC UCBA0001942?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC UCBA0001942 to route funds to Uco Bank, Mandigobind Garh Punjab, Chandigarh.
Who assigns IFSC codes like UCBA0001942?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Uco Bank applied for the IFSC for its Mandigobind Garh Punjab branch in Chandigarh, and RBI issued UCBA0001942 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC UCBA0001942 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC UCBA0001942 at Uco Bank, Mandigobind Garh Punjab, Chandigarh. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC UCBA0001942.
About IFSC Code UCBA0001942
IFSC Code UCBA0001942 belongs to Uco Bank branch Mandigobind Garh Punjab located in Chandigarh, Fatehgarh Sahib, Punjab.
Branch Information
- IFSC Code: UCBA0001942
- Bank: Uco Bank
- Branch: Mandigobind Garh Punjab
- Address: OPP BUS STAND G T ROAD MANDI GOBINDGARH FATEHGARH SAHIB PUNJAB PIN 147301
- City: Chandigarh
- District: Fatehgarh Sahib
- State: Punjab
- Pincode: 147301
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available