IFSC Code UCBA0003433 - Uco Bank Karwar
NO. 825G GAURAV BUILDER AND DEVELOPERS GANI RANGER HERITAGE 12 KAJUBAGH KARWAR
Quick Info
IFSC: UCBA0003433
District: UTTARA KANNADA
Status: Active
About Uco Bank Karwar
IFSC Code UCBA0003433 belongs to Uco Bank Karwar branch located in Karwar, Uttara Kannada, Karnataka. This branch serves customers in Karwar, Uttara Kannada, Karnataka and surrounding areas.
Understanding IFSC Code UCBA0003433
The IFSC (Indian Financial System Code) UCBA0003433 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (UCBA): Bank code identifying Uco Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (003433): Unique branch identifier for Karwar
Electronic Fund Transfer Services
IFSC Code UCBA0003433 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Uco Bank Karwar branch is located at NO. 825G GAURAV BUILDER AND DEVELOPERS GANI RANGER HERITAGE 12 KAJUBAGH KARWAR in Karwar, Uttara Kannada, Karnataka. This location serves customers in Karwar, Uttara Kannada, Karnataka and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code UCBA0003433 to ensure the transaction is routed correctly.
How to Use IFSC Code UCBA0003433
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: UCBA0003433 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Uco Bank Branches
If you're looking for other Uco Bank branches in Karwar, Uttara Kannada, Karnataka or nearby areas, use our Uco Bank branch finder. You can search by city, district, or state to find all Uco Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | UCBA0003433 |
| Bank Name: | Uco Bank |
| Branch Name: | Karwar |
| Address: | NO. 825G GAURAV BUILDER AND DEVELOPERS GANI RANGER HERITAGE 12 KAJUBAGH KARWAR |
| City: | Karwar |
| District: | Uttara Kannada |
| State: | Karnataka |
Payment Services Available
Uco Bank Karwar Branch IFSC Code UCBA0003433 — Complete Banking Guide for Karwar, Karnataka
IFSC code UCBA0003433 belongs to the Karwar branch of Uco Bank in Karwar, Uttara Kannada district, Karnataka. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC UCBA0003433 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Uco Bank, Karwar Branch
The Karwar branch of Uco Bank in Karwar, Karnataka serves retail and corporate customers in Uttara Kannada district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC UCBA0003433 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC UCBA0003433
Four primary digital payment rails use IFSC UCBA0003433 for transfers to Uco Bank, Karwar: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC UCBA0003433 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Karwar branch of Uco Bank in Karwar carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC UCBA0003433 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC UCBA0003433 Before Transferring
Before initiating any high-value transfer to IFSC UCBA0003433, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Uco Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Uco Bank Karwar, Karwar IFSC
What is the IFSC of Uco Bank Karwar in Karwar?
The IFSC of Uco Bank, Karwar branch in Karwar, Karnataka is UCBA0003433. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC UCBA0003433?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC UCBA0003433 to route funds to Uco Bank, Karwar, Karwar.
Who assigns IFSC codes like UCBA0003433?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Uco Bank applied for the IFSC for its Karwar branch in Karwar, and RBI issued UCBA0003433 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC UCBA0003433 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC UCBA0003433 at Uco Bank, Karwar, Karwar. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC UCBA0003433.
About IFSC Code UCBA0003433
IFSC Code UCBA0003433 belongs to Uco Bank branch Karwar located in Karwar, Uttara Kannada, Karnataka.
Branch Information
- IFSC Code: UCBA0003433
- Bank: Uco Bank
- Branch: Karwar
- Address: NO. 825G GAURAV BUILDER AND DEVELOPERS GANI RANGER HERITAGE 12 KAJUBAGH KARWAR
- City: Karwar
- District: Uttara Kannada
- State: Karnataka
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available