IFSC Code UCBA0003507 - Uco Bank Bahadur Ke Road
BAHADUR KE ROAD SCO 22 TEHSIL LUDHIANA DIST. LUDHIANA PUNJAB PIN -141007
Quick Info
IFSC: UCBA0003507
Pincode: 141007
District: Ludhiana
Status: Active
About Uco Bank Bahadur Ke Road
IFSC Code UCBA0003507 belongs to Uco Bank Bahadur Ke Road branch located in Ludhiana, Ludhiana, Punjab. This branch serves customers in Ludhiana, Ludhiana, Punjab and surrounding areas.
Understanding IFSC Code UCBA0003507
The IFSC (Indian Financial System Code) UCBA0003507 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (UCBA): Bank code identifying Uco Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (003507): Unique branch identifier for Bahadur Ke Road
Electronic Fund Transfer Services
IFSC Code UCBA0003507 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Uco Bank Bahadur Ke Road branch is located at BAHADUR KE ROAD SCO 22 TEHSIL LUDHIANA DIST. LUDHIANA PUNJAB PIN -141007 (Pincode: 141007) in Ludhiana, Ludhiana, Punjab. This location serves customers in Ludhiana, Ludhiana, Punjab and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code UCBA0003507 to ensure the transaction is routed correctly.
How to Use IFSC Code UCBA0003507
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: UCBA0003507 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Uco Bank Branches
If you're looking for other Uco Bank branches in Ludhiana, Ludhiana, Punjab or nearby areas, use our Uco Bank branch finder. You can search by city, district, or state to find all Uco Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | UCBA0003507 |
| Bank Name: | Uco Bank |
| Branch Name: | Bahadur Ke Road |
| Address: | BAHADUR KE ROAD SCO 22 TEHSIL LUDHIANA DIST. LUDHIANA PUNJAB PIN -141007 |
| City: | Ludhiana |
| District: | Ludhiana |
| State: | Punjab |
| Pincode: | 141007 |
Payment Services Available
Uco Bank Bahadur Ke Road Branch IFSC Code UCBA0003507 — Complete Banking Guide for Ludhiana, Punjab
IFSC code UCBA0003507 belongs to the Bahadur Ke Road branch of Uco Bank in Ludhiana, Ludhiana district, Punjab. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC UCBA0003507 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Uco Bank, Bahadur Ke Road Branch
The Bahadur Ke Road branch of Uco Bank in Ludhiana, Punjab serves retail and corporate customers in Ludhiana district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC UCBA0003507 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC UCBA0003507
Four primary digital payment rails use IFSC UCBA0003507 for transfers to Uco Bank, Bahadur Ke Road: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC UCBA0003507 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Bahadur Ke Road branch of Uco Bank in Ludhiana carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC UCBA0003507 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC UCBA0003507 Before Transferring
Before initiating any high-value transfer to IFSC UCBA0003507, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Uco Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Uco Bank Bahadur Ke Road, Ludhiana IFSC
What is the IFSC of Uco Bank Bahadur Ke Road in Ludhiana?
The IFSC of Uco Bank, Bahadur Ke Road branch in Ludhiana, Punjab is UCBA0003507. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC UCBA0003507?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC UCBA0003507 to route funds to Uco Bank, Bahadur Ke Road, Ludhiana.
Who assigns IFSC codes like UCBA0003507?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Uco Bank applied for the IFSC for its Bahadur Ke Road branch in Ludhiana, and RBI issued UCBA0003507 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC UCBA0003507 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC UCBA0003507 at Uco Bank, Bahadur Ke Road, Ludhiana. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC UCBA0003507.
About IFSC Code UCBA0003507
IFSC Code UCBA0003507 belongs to Uco Bank branch Bahadur Ke Road located in Ludhiana, Ludhiana, Punjab.
Branch Information
- IFSC Code: UCBA0003507
- Bank: Uco Bank
- Branch: Bahadur Ke Road
- Address: BAHADUR KE ROAD SCO 22 TEHSIL LUDHIANA DIST. LUDHIANA PUNJAB PIN -141007
- City: Ludhiana
- District: Ludhiana
- State: Punjab
- Pincode: 141007
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available