IFSC Code UNBA0000349 - Unity Small Finance Bank Limited Ashok Nagar Chennai

Unity Small Finance Bank Limited Ashok Nagar Chennai Branch IFSC Code UNBA0000349 — Complete Banking Guide for Chennai, Tamil Nadu

IFSC code UNBA0000349 belongs to the Ashok Nagar Chennai branch of Unity Small Finance Bank Limited in Chennai, Chennai district, Tamil Nadu. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC UNBA0000349 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.

About Unity Small Finance Bank Limited, Ashok Nagar Chennai Branch

The Ashok Nagar Chennai branch of Unity Small Finance Bank Limited in Chennai, Tamil Nadu serves retail and corporate customers in Chennai district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC UNBA0000349 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.

Payment Methods Using IFSC UNBA0000349

Four primary digital payment rails use IFSC UNBA0000349 for transfers to Unity Small Finance Bank Limited, Ashok Nagar Chennai: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC UNBA0000349 against the RBI IFSC master list before processing the payment.

MICR Code and Branch Details

In addition to the IFSC, the Ashok Nagar Chennai branch of Unity Small Finance Bank Limited in Chennai carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC UNBA0000349 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.

How to Verify IFSC UNBA0000349 Before Transferring

Before initiating any high-value transfer to IFSC UNBA0000349, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Unity Small Finance Bank Limited's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.