IFSC Code UPCB00BDCBL - Uttar Pradesh Cooperative Bank Ltd Banda District Co-operative Bank Ltd

Uttar Pradesh Cooperative Bank Ltd Banda District Co-operative Bank Ltd Branch IFSC Code UPCB00BDCBL — Complete Banking Guide for Banda, Uttar Pradesh

IFSC code UPCB00BDCBL belongs to the Banda District Co-operative Bank Ltd branch of Uttar Pradesh Cooperative Bank Ltd in Banda, Banda district, Uttar Pradesh. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC UPCB00BDCBL to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.

About Uttar Pradesh Cooperative Bank Ltd, Banda District Co-operative Bank Ltd Branch

The Banda District Co-operative Bank Ltd branch of Uttar Pradesh Cooperative Bank Ltd in Banda, Uttar Pradesh serves retail and corporate customers in Banda district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC UPCB00BDCBL is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.

Payment Methods Using IFSC UPCB00BDCBL

Four primary digital payment rails use IFSC UPCB00BDCBL for transfers to Uttar Pradesh Cooperative Bank Ltd, Banda District Co-operative Bank Ltd: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC UPCB00BDCBL against the RBI IFSC master list before processing the payment.

MICR Code and Branch Details

In addition to the IFSC, the Banda District Co-operative Bank Ltd branch of Uttar Pradesh Cooperative Bank Ltd in Banda carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC UPCB00BDCBL exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.

How to Verify IFSC UPCB00BDCBL Before Transferring

Before initiating any high-value transfer to IFSC UPCB00BDCBL, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Uttar Pradesh Cooperative Bank Ltd's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.