IFSC Code UPCB00ZSBSN - Uttar Pradesh Cooperative Bank Ltd Zila Sahkari Bank Ltd Siddharthnagar

Uttar Pradesh Cooperative Bank Ltd Zila Sahkari Bank Ltd Siddharthnagar Branch IFSC Code UPCB00ZSBSN — Complete Banking Guide for Naugarh, Uttar Pradesh

IFSC code UPCB00ZSBSN belongs to the Zila Sahkari Bank Ltd Siddharthnagar branch of Uttar Pradesh Cooperative Bank Ltd in Naugarh, Naugarh district, Uttar Pradesh. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC UPCB00ZSBSN to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.

About Uttar Pradesh Cooperative Bank Ltd, Zila Sahkari Bank Ltd Siddharthnagar Branch

The Zila Sahkari Bank Ltd Siddharthnagar branch of Uttar Pradesh Cooperative Bank Ltd in Naugarh, Uttar Pradesh serves retail and corporate customers in Naugarh district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC UPCB00ZSBSN is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.

Payment Methods Using IFSC UPCB00ZSBSN

Four primary digital payment rails use IFSC UPCB00ZSBSN for transfers to Uttar Pradesh Cooperative Bank Ltd, Zila Sahkari Bank Ltd Siddharthnagar: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC UPCB00ZSBSN against the RBI IFSC master list before processing the payment.

MICR Code and Branch Details

In addition to the IFSC, the Zila Sahkari Bank Ltd Siddharthnagar branch of Uttar Pradesh Cooperative Bank Ltd in Naugarh carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC UPCB00ZSBSN exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.

How to Verify IFSC UPCB00ZSBSN Before Transferring

Before initiating any high-value transfer to IFSC UPCB00ZSBSN, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Uttar Pradesh Cooperative Bank Ltd's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.