IFSC Code UTIB0000322 - Axis Bank Khanna Punjab
KHASRA NO.3145-46 H.NO.267 268 269-20 NEAR KALGIDHAR GURUDWARA G.T.ROAD
Quick Info
IFSC: UTIB0000322
Pincode: 141401
District: Ludhiana
Status: Active
About Axis Bank Khanna Punjab
IFSC Code UTIB0000322 belongs to Axis Bank Khanna Punjab branch located in Khanna, Ludhiana, Punjab. This branch serves customers in Khanna, Ludhiana, Punjab and surrounding areas.
Understanding IFSC Code UTIB0000322
The IFSC (Indian Financial System Code) UTIB0000322 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (UTIB): Bank code identifying Axis Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (000322): Unique branch identifier for Khanna Punjab
Electronic Fund Transfer Services
IFSC Code UTIB0000322 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Axis Bank Khanna Punjab branch is located at KHASRA NO.3145-46 H.NO.267 268 269-20 NEAR KALGIDHAR GURUDWARA G.T.ROAD (Pincode: 141401) in Khanna, Ludhiana, Punjab. This location serves customers in Khanna, Ludhiana, Punjab and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code UTIB0000322 to ensure the transaction is routed correctly.
How to Use IFSC Code UTIB0000322
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: UTIB0000322 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Axis Bank Branches
If you're looking for other Axis Bank branches in Khanna, Ludhiana, Punjab or nearby areas, use our Axis Bank branch finder. You can search by city, district, or state to find all Axis Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | UTIB0000322 |
| Bank Name: | Axis Bank |
| Branch Name: | Khanna Punjab |
| Address: | KHASRA NO.3145-46 H.NO.267 268 269-20 NEAR KALGIDHAR GURUDWARA G.T.ROAD |
| City: | Khanna |
| District: | Ludhiana |
| State: | Punjab |
| Pincode: | 141401 |
Payment Services Available
Axis Bank Khanna Punjab Branch IFSC Code UTIB0000322 — Complete Banking Guide for Khanna, Punjab
IFSC code UTIB0000322 belongs to the Khanna Punjab branch of Axis Bank in Khanna, Ludhiana district, Punjab. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC UTIB0000322 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Axis Bank, Khanna Punjab Branch
The Khanna Punjab branch of Axis Bank in Khanna, Punjab serves retail and corporate customers in Ludhiana district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC UTIB0000322 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC UTIB0000322
Four primary digital payment rails use IFSC UTIB0000322 for transfers to Axis Bank, Khanna Punjab: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC UTIB0000322 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Khanna Punjab branch of Axis Bank in Khanna carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC UTIB0000322 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC UTIB0000322 Before Transferring
Before initiating any high-value transfer to IFSC UTIB0000322, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Axis Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Axis Bank Khanna Punjab, Khanna IFSC
What is the IFSC of Axis Bank Khanna Punjab in Khanna?
The IFSC of Axis Bank, Khanna Punjab branch in Khanna, Punjab is UTIB0000322. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC UTIB0000322?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC UTIB0000322 to route funds to Axis Bank, Khanna Punjab, Khanna.
Who assigns IFSC codes like UTIB0000322?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Axis Bank applied for the IFSC for its Khanna Punjab branch in Khanna, and RBI issued UTIB0000322 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC UTIB0000322 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC UTIB0000322 at Axis Bank, Khanna Punjab, Khanna. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC UTIB0000322.
About IFSC Code UTIB0000322
IFSC Code UTIB0000322 belongs to Axis Bank branch Khanna Punjab located in Khanna, Ludhiana, Punjab.
Branch Information
- IFSC Code: UTIB0000322
- Bank: Axis Bank
- Branch: Khanna Punjab
- Address: KHASRA NO.3145-46 H.NO.267 268 269-20 NEAR KALGIDHAR GURUDWARA G.T.ROAD
- City: Khanna
- District: Ludhiana
- State: Punjab
- Pincode: 141401
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available