IFSC Code UTIB0001083 - Axis Bank Kutchary Road Ranchi
OPP. ZAKIR HUSSAIN PARK NEAR GOVERNOR HOUSE CIRCULAR ROAD RANCHI JHARKHAND PIN 834001
Quick Info
IFSC: UTIB0001083
Pincode: 834001
District: Ranchi
Status: Active
About Axis Bank Kutchary Road Ranchi
IFSC Code UTIB0001083 belongs to Axis Bank Kutchary Road Ranchi branch located in Ranchi, Ranchi, Jharkhand. This branch serves customers in Ranchi, Ranchi, Jharkhand and surrounding areas.
Understanding IFSC Code UTIB0001083
The IFSC (Indian Financial System Code) UTIB0001083 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (UTIB): Bank code identifying Axis Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (001083): Unique branch identifier for Kutchary Road Ranchi
Electronic Fund Transfer Services
IFSC Code UTIB0001083 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Axis Bank Kutchary Road Ranchi branch is located at OPP. ZAKIR HUSSAIN PARK NEAR GOVERNOR HOUSE CIRCULAR ROAD RANCHI JHARKHAND PIN 834001 (Pincode: 834001) in Ranchi, Ranchi, Jharkhand. This location serves customers in Ranchi, Ranchi, Jharkhand and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code UTIB0001083 to ensure the transaction is routed correctly.
How to Use IFSC Code UTIB0001083
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: UTIB0001083 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Axis Bank Branches
If you're looking for other Axis Bank branches in Ranchi, Ranchi, Jharkhand or nearby areas, use our Axis Bank branch finder. You can search by city, district, or state to find all Axis Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | UTIB0001083 |
| Bank Name: | Axis Bank |
| Branch Name: | Kutchary Road Ranchi |
| Address: | OPP. ZAKIR HUSSAIN PARK NEAR GOVERNOR HOUSE CIRCULAR ROAD RANCHI JHARKHAND PIN 834001 |
| City: | Ranchi |
| District: | Ranchi |
| State: | Jharkhand |
| Pincode: | 834001 |
Payment Services Available
Axis Bank Kutchary Road Ranchi Branch IFSC Code UTIB0001083 — Complete Banking Guide for Ranchi, Jharkhand
IFSC code UTIB0001083 belongs to the Kutchary Road Ranchi branch of Axis Bank in Ranchi, Ranchi district, Jharkhand. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC UTIB0001083 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Axis Bank, Kutchary Road Ranchi Branch
The Kutchary Road Ranchi branch of Axis Bank in Ranchi, Jharkhand serves retail and corporate customers in Ranchi district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC UTIB0001083 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC UTIB0001083
Four primary digital payment rails use IFSC UTIB0001083 for transfers to Axis Bank, Kutchary Road Ranchi: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC UTIB0001083 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Kutchary Road Ranchi branch of Axis Bank in Ranchi carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC UTIB0001083 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC UTIB0001083 Before Transferring
Before initiating any high-value transfer to IFSC UTIB0001083, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Axis Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Axis Bank Kutchary Road Ranchi, Ranchi IFSC
What is the IFSC of Axis Bank Kutchary Road Ranchi in Ranchi?
The IFSC of Axis Bank, Kutchary Road Ranchi branch in Ranchi, Jharkhand is UTIB0001083. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC UTIB0001083?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC UTIB0001083 to route funds to Axis Bank, Kutchary Road Ranchi, Ranchi.
Who assigns IFSC codes like UTIB0001083?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Axis Bank applied for the IFSC for its Kutchary Road Ranchi branch in Ranchi, and RBI issued UTIB0001083 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC UTIB0001083 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC UTIB0001083 at Axis Bank, Kutchary Road Ranchi, Ranchi. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC UTIB0001083.
About IFSC Code UTIB0001083
IFSC Code UTIB0001083 belongs to Axis Bank branch Kutchary Road Ranchi located in Ranchi, Ranchi, Jharkhand.
Branch Information
- IFSC Code: UTIB0001083
- Bank: Axis Bank
- Branch: Kutchary Road Ranchi
- Address: OPP. ZAKIR HUSSAIN PARK NEAR GOVERNOR HOUSE CIRCULAR ROAD RANCHI JHARKHAND PIN 834001
- City: Ranchi
- District: Ranchi
- State: Jharkhand
- Pincode: 834001
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available