IFSC Code UTIB0002869 - Axis Bank Gokul Road Hubli
PLOT NO 05 KANAIYA BUILDING GOKUL ROAD HUBLI PINCODE580030 DHARWAD DISTRICT KARNATAKA
Quick Info
IFSC: UTIB0002869
District: DHARWAD
Status: Active
About Axis Bank Gokul Road Hubli
IFSC Code UTIB0002869 belongs to Axis Bank Gokul Road Hubli branch located in Hubli-dharwad, Dharwad, Karnataka. This branch serves customers in Hubli-dharwad, Dharwad, Karnataka and surrounding areas.
Understanding IFSC Code UTIB0002869
The IFSC (Indian Financial System Code) UTIB0002869 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (UTIB): Bank code identifying Axis Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (002869): Unique branch identifier for Gokul Road Hubli
Electronic Fund Transfer Services
IFSC Code UTIB0002869 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Axis Bank Gokul Road Hubli branch is located at PLOT NO 05 KANAIYA BUILDING GOKUL ROAD HUBLI PINCODE580030 DHARWAD DISTRICT KARNATAKA in Hubli-dharwad, Dharwad, Karnataka. This location serves customers in Hubli-dharwad, Dharwad, Karnataka and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code UTIB0002869 to ensure the transaction is routed correctly.
How to Use IFSC Code UTIB0002869
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: UTIB0002869 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Axis Bank Branches
If you're looking for other Axis Bank branches in Hubli-dharwad, Dharwad, Karnataka or nearby areas, use our Axis Bank branch finder. You can search by city, district, or state to find all Axis Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | UTIB0002869 |
| Bank Name: | Axis Bank |
| Branch Name: | Gokul Road Hubli |
| Address: | PLOT NO 05 KANAIYA BUILDING GOKUL ROAD HUBLI PINCODE580030 DHARWAD DISTRICT KARNATAKA |
| City: | Hubli-dharwad |
| District: | Dharwad |
| State: | Karnataka |
Payment Services Available
Axis Bank Gokul Road Hubli Branch IFSC Code UTIB0002869 — Complete Banking Guide for Hubli-dharwad, Karnataka
IFSC code UTIB0002869 belongs to the Gokul Road Hubli branch of Axis Bank in Hubli-dharwad, Dharwad district, Karnataka. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC UTIB0002869 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Axis Bank, Gokul Road Hubli Branch
The Gokul Road Hubli branch of Axis Bank in Hubli-dharwad, Karnataka serves retail and corporate customers in Dharwad district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC UTIB0002869 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC UTIB0002869
Four primary digital payment rails use IFSC UTIB0002869 for transfers to Axis Bank, Gokul Road Hubli: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC UTIB0002869 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Gokul Road Hubli branch of Axis Bank in Hubli-dharwad carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC UTIB0002869 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC UTIB0002869 Before Transferring
Before initiating any high-value transfer to IFSC UTIB0002869, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Axis Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Axis Bank Gokul Road Hubli, Hubli-dharwad IFSC
What is the IFSC of Axis Bank Gokul Road Hubli in Hubli-dharwad?
The IFSC of Axis Bank, Gokul Road Hubli branch in Hubli-dharwad, Karnataka is UTIB0002869. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC UTIB0002869?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC UTIB0002869 to route funds to Axis Bank, Gokul Road Hubli, Hubli-dharwad.
Who assigns IFSC codes like UTIB0002869?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Axis Bank applied for the IFSC for its Gokul Road Hubli branch in Hubli-dharwad, and RBI issued UTIB0002869 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC UTIB0002869 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC UTIB0002869 at Axis Bank, Gokul Road Hubli, Hubli-dharwad. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC UTIB0002869.
About IFSC Code UTIB0002869
IFSC Code UTIB0002869 belongs to Axis Bank branch Gokul Road Hubli located in Hubli-dharwad, Dharwad, Karnataka.
Branch Information
- IFSC Code: UTIB0002869
- Bank: Axis Bank
- Branch: Gokul Road Hubli
- Address: PLOT NO 05 KANAIYA BUILDING GOKUL ROAD HUBLI PINCODE580030 DHARWAD DISTRICT KARNATAKA
- City: Hubli-dharwad
- District: Dharwad
- State: Karnataka
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available