IFSC Code UTIB0003137 - Axis Bank Abrama Valsad
UPPER GROUND FLOOR DHARAMPUR ROAD ABRAMA VALSAD GUJARAT PIN 396001
Quick Info
IFSC: UTIB0003137
Pincode: 396001
District: Valsad
Status: Active
About Axis Bank Abrama Valsad
IFSC Code UTIB0003137 belongs to Axis Bank Abrama Valsad branch located in Valsad, Valsad, Gujarat. This branch serves customers in Valsad, Valsad, Gujarat and surrounding areas.
Understanding IFSC Code UTIB0003137
The IFSC (Indian Financial System Code) UTIB0003137 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (UTIB): Bank code identifying Axis Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (003137): Unique branch identifier for Abrama Valsad
Electronic Fund Transfer Services
IFSC Code UTIB0003137 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Axis Bank Abrama Valsad branch is located at UPPER GROUND FLOOR DHARAMPUR ROAD ABRAMA VALSAD GUJARAT PIN 396001 (Pincode: 396001) in Valsad, Valsad, Gujarat. This location serves customers in Valsad, Valsad, Gujarat and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code UTIB0003137 to ensure the transaction is routed correctly.
How to Use IFSC Code UTIB0003137
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: UTIB0003137 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Axis Bank Branches
If you're looking for other Axis Bank branches in Valsad, Valsad, Gujarat or nearby areas, use our Axis Bank branch finder. You can search by city, district, or state to find all Axis Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | UTIB0003137 |
| Bank Name: | Axis Bank |
| Branch Name: | Abrama Valsad |
| Address: | UPPER GROUND FLOOR DHARAMPUR ROAD ABRAMA VALSAD GUJARAT PIN 396001 |
| City: | Valsad |
| District: | Valsad |
| State: | Gujarat |
| Pincode: | 396001 |
Payment Services Available
Axis Bank Abrama Valsad Branch IFSC Code UTIB0003137 — Complete Banking Guide for Valsad, Gujarat
IFSC code UTIB0003137 belongs to the Abrama Valsad branch of Axis Bank in Valsad, Valsad district, Gujarat. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC UTIB0003137 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Axis Bank, Abrama Valsad Branch
The Abrama Valsad branch of Axis Bank in Valsad, Gujarat serves retail and corporate customers in Valsad district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC UTIB0003137 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC UTIB0003137
Four primary digital payment rails use IFSC UTIB0003137 for transfers to Axis Bank, Abrama Valsad: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC UTIB0003137 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Abrama Valsad branch of Axis Bank in Valsad carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC UTIB0003137 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC UTIB0003137 Before Transferring
Before initiating any high-value transfer to IFSC UTIB0003137, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Axis Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Axis Bank Abrama Valsad, Valsad IFSC
What is the IFSC of Axis Bank Abrama Valsad in Valsad?
The IFSC of Axis Bank, Abrama Valsad branch in Valsad, Gujarat is UTIB0003137. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC UTIB0003137?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC UTIB0003137 to route funds to Axis Bank, Abrama Valsad, Valsad.
Who assigns IFSC codes like UTIB0003137?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Axis Bank applied for the IFSC for its Abrama Valsad branch in Valsad, and RBI issued UTIB0003137 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC UTIB0003137 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC UTIB0003137 at Axis Bank, Abrama Valsad, Valsad. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC UTIB0003137.
About IFSC Code UTIB0003137
IFSC Code UTIB0003137 belongs to Axis Bank branch Abrama Valsad located in Valsad, Valsad, Gujarat.
Branch Information
- IFSC Code: UTIB0003137
- Bank: Axis Bank
- Branch: Abrama Valsad
- Address: UPPER GROUND FLOOR DHARAMPUR ROAD ABRAMA VALSAD GUJARAT PIN 396001
- City: Valsad
- District: Valsad
- State: Gujarat
- Pincode: 396001
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available