IFSC Code UTIB0003187 - Axis Bank Kirti Sthambh
GR FL SH NO1 AND 2 AND FIRST FL SH NO12 VASUDEV MALL KIRTI STHAMBH PALANPUR BANASKANTHA PIN 385001
Quick Info
IFSC: UTIB0003187
Pincode: 385001
District: Banaskantha
Status: Active
About Axis Bank Kirti Sthambh
IFSC Code UTIB0003187 belongs to Axis Bank Kirti Sthambh branch located in Palanpur, Banaskantha, Gujarat. This branch serves customers in Palanpur, Banaskantha, Gujarat and surrounding areas.
Understanding IFSC Code UTIB0003187
The IFSC (Indian Financial System Code) UTIB0003187 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (UTIB): Bank code identifying Axis Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (003187): Unique branch identifier for Kirti Sthambh
Electronic Fund Transfer Services
IFSC Code UTIB0003187 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Axis Bank Kirti Sthambh branch is located at GR FL SH NO1 AND 2 AND FIRST FL SH NO12 VASUDEV MALL KIRTI STHAMBH PALANPUR BANASKANTHA PIN 385001 (Pincode: 385001) in Palanpur, Banaskantha, Gujarat. This location serves customers in Palanpur, Banaskantha, Gujarat and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code UTIB0003187 to ensure the transaction is routed correctly.
How to Use IFSC Code UTIB0003187
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: UTIB0003187 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Axis Bank Branches
If you're looking for other Axis Bank branches in Palanpur, Banaskantha, Gujarat or nearby areas, use our Axis Bank branch finder. You can search by city, district, or state to find all Axis Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | UTIB0003187 |
| Bank Name: | Axis Bank |
| Branch Name: | Kirti Sthambh |
| Address: | GR FL SH NO1 AND 2 AND FIRST FL SH NO12 VASUDEV MALL KIRTI STHAMBH PALANPUR BANASKANTHA PIN 385001 |
| City: | Palanpur |
| District: | Banaskantha |
| State: | Gujarat |
| Pincode: | 385001 |
Payment Services Available
Axis Bank Kirti Sthambh Branch IFSC Code UTIB0003187 — Complete Banking Guide for Palanpur, Gujarat
IFSC code UTIB0003187 belongs to the Kirti Sthambh branch of Axis Bank in Palanpur, Banaskantha district, Gujarat. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC UTIB0003187 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Axis Bank, Kirti Sthambh Branch
The Kirti Sthambh branch of Axis Bank in Palanpur, Gujarat serves retail and corporate customers in Banaskantha district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC UTIB0003187 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC UTIB0003187
Four primary digital payment rails use IFSC UTIB0003187 for transfers to Axis Bank, Kirti Sthambh: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC UTIB0003187 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Kirti Sthambh branch of Axis Bank in Palanpur carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC UTIB0003187 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC UTIB0003187 Before Transferring
Before initiating any high-value transfer to IFSC UTIB0003187, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Axis Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Axis Bank Kirti Sthambh, Palanpur IFSC
What is the IFSC of Axis Bank Kirti Sthambh in Palanpur?
The IFSC of Axis Bank, Kirti Sthambh branch in Palanpur, Gujarat is UTIB0003187. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC UTIB0003187?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC UTIB0003187 to route funds to Axis Bank, Kirti Sthambh, Palanpur.
Who assigns IFSC codes like UTIB0003187?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Axis Bank applied for the IFSC for its Kirti Sthambh branch in Palanpur, and RBI issued UTIB0003187 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC UTIB0003187 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC UTIB0003187 at Axis Bank, Kirti Sthambh, Palanpur. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC UTIB0003187.
About IFSC Code UTIB0003187
IFSC Code UTIB0003187 belongs to Axis Bank branch Kirti Sthambh located in Palanpur, Banaskantha, Gujarat.
Branch Information
- IFSC Code: UTIB0003187
- Bank: Axis Bank
- Branch: Kirti Sthambh
- Address: GR FL SH NO1 AND 2 AND FIRST FL SH NO12 VASUDEV MALL KIRTI STHAMBH PALANPUR BANASKANTHA PIN 385001
- City: Palanpur
- District: Banaskantha
- State: Gujarat
- Pincode: 385001
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available