IFSC Code UTIB0003704 - Axis Bank West Main Street Thanjavur
1622 WEST MAIN STREET THANJAVUR 613009
Quick Info
IFSC: UTIB0003704
Pincode: 613009
District: Thanjavur
Status: Active
About Axis Bank West Main Street Thanjavur
IFSC Code UTIB0003704 belongs to Axis Bank West Main Street Thanjavur branch located in Thanjavur, Thanjavur, Tamil Nadu. This branch serves customers in Thanjavur, Thanjavur, Tamil Nadu and surrounding areas.
Understanding IFSC Code UTIB0003704
The IFSC (Indian Financial System Code) UTIB0003704 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (UTIB): Bank code identifying Axis Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (003704): Unique branch identifier for West Main Street Thanjavur
Electronic Fund Transfer Services
IFSC Code UTIB0003704 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Axis Bank West Main Street Thanjavur branch is located at 1622 WEST MAIN STREET THANJAVUR 613009 (Pincode: 613009) in Thanjavur, Thanjavur, Tamil Nadu. This location serves customers in Thanjavur, Thanjavur, Tamil Nadu and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code UTIB0003704 to ensure the transaction is routed correctly.
How to Use IFSC Code UTIB0003704
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: UTIB0003704 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Axis Bank Branches
If you're looking for other Axis Bank branches in Thanjavur, Thanjavur, Tamil Nadu or nearby areas, use our Axis Bank branch finder. You can search by city, district, or state to find all Axis Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | UTIB0003704 |
| Bank Name: | Axis Bank |
| Branch Name: | West Main Street Thanjavur |
| Address: | 1622 WEST MAIN STREET THANJAVUR 613009 |
| City: | Thanjavur |
| District: | Thanjavur |
| State: | Tamil Nadu |
| Pincode: | 613009 |
Payment Services Available
Axis Bank West Main Street Thanjavur Branch IFSC Code UTIB0003704 — Complete Banking Guide for Thanjavur, Tamil Nadu
IFSC code UTIB0003704 belongs to the West Main Street Thanjavur branch of Axis Bank in Thanjavur, Thanjavur district, Tamil Nadu. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC UTIB0003704 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Axis Bank, West Main Street Thanjavur Branch
The West Main Street Thanjavur branch of Axis Bank in Thanjavur, Tamil Nadu serves retail and corporate customers in Thanjavur district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC UTIB0003704 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC UTIB0003704
Four primary digital payment rails use IFSC UTIB0003704 for transfers to Axis Bank, West Main Street Thanjavur: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC UTIB0003704 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the West Main Street Thanjavur branch of Axis Bank in Thanjavur carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC UTIB0003704 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC UTIB0003704 Before Transferring
Before initiating any high-value transfer to IFSC UTIB0003704, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Axis Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Axis Bank West Main Street Thanjavur, Thanjavur IFSC
What is the IFSC of Axis Bank West Main Street Thanjavur in Thanjavur?
The IFSC of Axis Bank, West Main Street Thanjavur branch in Thanjavur, Tamil Nadu is UTIB0003704. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC UTIB0003704?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC UTIB0003704 to route funds to Axis Bank, West Main Street Thanjavur, Thanjavur.
Who assigns IFSC codes like UTIB0003704?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Axis Bank applied for the IFSC for its West Main Street Thanjavur branch in Thanjavur, and RBI issued UTIB0003704 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC UTIB0003704 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC UTIB0003704 at Axis Bank, West Main Street Thanjavur, Thanjavur. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC UTIB0003704.
About IFSC Code UTIB0003704
IFSC Code UTIB0003704 belongs to Axis Bank branch West Main Street Thanjavur located in Thanjavur, Thanjavur, Tamil Nadu.
Branch Information
- IFSC Code: UTIB0003704
- Bank: Axis Bank
- Branch: West Main Street Thanjavur
- Address: 1622 WEST MAIN STREET THANJAVUR 613009
- City: Thanjavur
- District: Thanjavur
- State: Tamil Nadu
- Pincode: 613009
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available