IFSC Code UTIB0004808 - Axis Bank Ramkrishna Nagar Branch
306 GROUND FLOOR NEAR LOKNATH HOTEL RAMKRISHNA NAGAR MAIN ROAD PO RAMKRISHNA NAGA DIST KARIMGUNJ ASSAM
Quick Info
IFSC: UTIB0004808
Pincode: 788710
District: Karimganj
Status: Active
About Axis Bank Ramkrishna Nagar Branch
IFSC Code UTIB0004808 belongs to Axis Bank Ramkrishna Nagar Branch branch located in Karimganj, Karimganj, Assam. This branch serves customers in Karimganj, Karimganj, Assam and surrounding areas.
Understanding IFSC Code UTIB0004808
The IFSC (Indian Financial System Code) UTIB0004808 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (UTIB): Bank code identifying Axis Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (004808): Unique branch identifier for Ramkrishna Nagar Branch
Electronic Fund Transfer Services
IFSC Code UTIB0004808 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Axis Bank Ramkrishna Nagar Branch branch is located at 306 GROUND FLOOR NEAR LOKNATH HOTEL RAMKRISHNA NAGAR MAIN ROAD PO RAMKRISHNA NAGA DIST KARIMGUNJ ASSAM (Pincode: 788710) in Karimganj, Karimganj, Assam. This location serves customers in Karimganj, Karimganj, Assam and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code UTIB0004808 to ensure the transaction is routed correctly.
How to Use IFSC Code UTIB0004808
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: UTIB0004808 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Axis Bank Branches
If you're looking for other Axis Bank branches in Karimganj, Karimganj, Assam or nearby areas, use our Axis Bank branch finder. You can search by city, district, or state to find all Axis Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | UTIB0004808 |
| Bank Name: | Axis Bank |
| Branch Name: | Ramkrishna Nagar Branch |
| Address: | 306 GROUND FLOOR NEAR LOKNATH HOTEL RAMKRISHNA NAGAR MAIN ROAD PO RAMKRISHNA NAGA DIST KARIMGUNJ ASSAM |
| City: | Karimganj |
| District: | Karimganj |
| State: | Assam |
| Pincode: | 788710 |
Payment Services Available
Axis Bank Ramkrishna Nagar Branch Branch IFSC Code UTIB0004808 — Complete Banking Guide for Karimganj, Assam
IFSC code UTIB0004808 belongs to the Ramkrishna Nagar Branch branch of Axis Bank in Karimganj, Karimganj district, Assam. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC UTIB0004808 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Axis Bank, Ramkrishna Nagar Branch Branch
The Ramkrishna Nagar Branch branch of Axis Bank in Karimganj, Assam serves retail and corporate customers in Karimganj district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC UTIB0004808 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC UTIB0004808
Four primary digital payment rails use IFSC UTIB0004808 for transfers to Axis Bank, Ramkrishna Nagar Branch: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC UTIB0004808 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Ramkrishna Nagar Branch branch of Axis Bank in Karimganj carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC UTIB0004808 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC UTIB0004808 Before Transferring
Before initiating any high-value transfer to IFSC UTIB0004808, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Axis Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Axis Bank Ramkrishna Nagar Branch, Karimganj IFSC
What is the IFSC of Axis Bank Ramkrishna Nagar Branch in Karimganj?
The IFSC of Axis Bank, Ramkrishna Nagar Branch branch in Karimganj, Assam is UTIB0004808. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC UTIB0004808?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC UTIB0004808 to route funds to Axis Bank, Ramkrishna Nagar Branch, Karimganj.
Who assigns IFSC codes like UTIB0004808?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Axis Bank applied for the IFSC for its Ramkrishna Nagar Branch branch in Karimganj, and RBI issued UTIB0004808 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC UTIB0004808 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC UTIB0004808 at Axis Bank, Ramkrishna Nagar Branch, Karimganj. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC UTIB0004808.
About IFSC Code UTIB0004808
IFSC Code UTIB0004808 belongs to Axis Bank branch Ramkrishna Nagar Branch located in Karimganj, Karimganj, Assam.
Branch Information
- IFSC Code: UTIB0004808
- Bank: Axis Bank
- Branch: Ramkrishna Nagar Branch
- Address: 306 GROUND FLOOR NEAR LOKNATH HOTEL RAMKRISHNA NAGAR MAIN ROAD PO RAMKRISHNA NAGA DIST KARIMGUNJ ASSAM
- City: Karimganj
- District: Karimganj
- State: Assam
- Pincode: 788710
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available