IFSC Code UTIB0005437 - Axis Bank Bhuli Road
GROUND AND FIRST FLOOR SHREE CITY MALL 8 LANE ROAD NEAR ASARFI HOSPITAL B POLYTECHNIC DHANBAD
Quick Info
IFSC: UTIB0005437
District: DHANBAD
Status: Active
About Axis Bank Bhuli Road
IFSC Code UTIB0005437 belongs to Axis Bank Bhuli Road branch located in Dhanbad, Dhanbad, Jharkhand. This branch serves customers in Dhanbad, Dhanbad, Jharkhand and surrounding areas.
Understanding IFSC Code UTIB0005437
The IFSC (Indian Financial System Code) UTIB0005437 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (UTIB): Bank code identifying Axis Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (005437): Unique branch identifier for Bhuli Road
Electronic Fund Transfer Services
IFSC Code UTIB0005437 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Axis Bank Bhuli Road branch is located at GROUND AND FIRST FLOOR SHREE CITY MALL 8 LANE ROAD NEAR ASARFI HOSPITAL B POLYTECHNIC DHANBAD in Dhanbad, Dhanbad, Jharkhand. This location serves customers in Dhanbad, Dhanbad, Jharkhand and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code UTIB0005437 to ensure the transaction is routed correctly.
How to Use IFSC Code UTIB0005437
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: UTIB0005437 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Axis Bank Branches
If you're looking for other Axis Bank branches in Dhanbad, Dhanbad, Jharkhand or nearby areas, use our Axis Bank branch finder. You can search by city, district, or state to find all Axis Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | UTIB0005437 |
| Bank Name: | Axis Bank |
| Branch Name: | Bhuli Road |
| Address: | GROUND AND FIRST FLOOR SHREE CITY MALL 8 LANE ROAD NEAR ASARFI HOSPITAL B POLYTECHNIC DHANBAD |
| City: | Dhanbad |
| District: | Dhanbad |
| State: | Jharkhand |
Payment Services Available
Axis Bank Bhuli Road Branch IFSC Code UTIB0005437 — Complete Banking Guide for Dhanbad, Jharkhand
IFSC code UTIB0005437 belongs to the Bhuli Road branch of Axis Bank in Dhanbad, Dhanbad district, Jharkhand. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC UTIB0005437 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Axis Bank, Bhuli Road Branch
The Bhuli Road branch of Axis Bank in Dhanbad, Jharkhand serves retail and corporate customers in Dhanbad district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC UTIB0005437 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC UTIB0005437
Four primary digital payment rails use IFSC UTIB0005437 for transfers to Axis Bank, Bhuli Road: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC UTIB0005437 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Bhuli Road branch of Axis Bank in Dhanbad carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC UTIB0005437 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC UTIB0005437 Before Transferring
Before initiating any high-value transfer to IFSC UTIB0005437, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Axis Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Axis Bank Bhuli Road, Dhanbad IFSC
What is the IFSC of Axis Bank Bhuli Road in Dhanbad?
The IFSC of Axis Bank, Bhuli Road branch in Dhanbad, Jharkhand is UTIB0005437. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC UTIB0005437?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC UTIB0005437 to route funds to Axis Bank, Bhuli Road, Dhanbad.
Who assigns IFSC codes like UTIB0005437?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Axis Bank applied for the IFSC for its Bhuli Road branch in Dhanbad, and RBI issued UTIB0005437 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC UTIB0005437 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC UTIB0005437 at Axis Bank, Bhuli Road, Dhanbad. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC UTIB0005437.
About IFSC Code UTIB0005437
IFSC Code UTIB0005437 belongs to Axis Bank branch Bhuli Road located in Dhanbad, Dhanbad, Jharkhand.
Branch Information
- IFSC Code: UTIB0005437
- Bank: Axis Bank
- Branch: Bhuli Road
- Address: GROUND AND FIRST FLOOR SHREE CITY MALL 8 LANE ROAD NEAR ASARFI HOSPITAL B POLYTECHNIC DHANBAD
- City: Dhanbad
- District: Dhanbad
- State: Jharkhand
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available