IFSC Code UTIB0SBNCBL - Axis Bank Budge Budge Nangi Co-operative Bank Limited

Axis Bank Budge Budge Nangi Co-operative Bank Limited Branch IFSC Code UTIB0SBNCBL — Complete Banking Guide for Budge Budge, West Bengal

IFSC code UTIB0SBNCBL belongs to the Budge Budge Nangi Co-operative Bank Limited branch of Axis Bank in Budge Budge, South 24 Parganas district, West Bengal. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC UTIB0SBNCBL to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.

About Axis Bank, Budge Budge Nangi Co-operative Bank Limited Branch

The Budge Budge Nangi Co-operative Bank Limited branch of Axis Bank in Budge Budge, West Bengal serves retail and corporate customers in South 24 Parganas district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC UTIB0SBNCBL is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.

Payment Methods Using IFSC UTIB0SBNCBL

Four primary digital payment rails use IFSC UTIB0SBNCBL for transfers to Axis Bank, Budge Budge Nangi Co-operative Bank Limited: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC UTIB0SBNCBL against the RBI IFSC master list before processing the payment.

MICR Code and Branch Details

In addition to the IFSC, the Budge Budge Nangi Co-operative Bank Limited branch of Axis Bank in Budge Budge carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC UTIB0SBNCBL exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.

How to Verify IFSC UTIB0SBNCBL Before Transferring

Before initiating any high-value transfer to IFSC UTIB0SBNCBL, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Axis Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.