IFSC Code UTIB0SKPSBN - Axis Bank Kanaka Pattana Sahakara Bank Niyamitha

Axis Bank Kanaka Pattana Sahakara Bank Niyamitha Branch IFSC Code UTIB0SKPSBN — Complete Banking Guide for Davangere, Karnataka

IFSC code UTIB0SKPSBN belongs to the Kanaka Pattana Sahakara Bank Niyamitha branch of Axis Bank in Davangere, Davangere district, Karnataka. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC UTIB0SKPSBN to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.

About Axis Bank, Kanaka Pattana Sahakara Bank Niyamitha Branch

The Kanaka Pattana Sahakara Bank Niyamitha branch of Axis Bank in Davangere, Karnataka serves retail and corporate customers in Davangere district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC UTIB0SKPSBN is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.

Payment Methods Using IFSC UTIB0SKPSBN

Four primary digital payment rails use IFSC UTIB0SKPSBN for transfers to Axis Bank, Kanaka Pattana Sahakara Bank Niyamitha: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC UTIB0SKPSBN against the RBI IFSC master list before processing the payment.

MICR Code and Branch Details

In addition to the IFSC, the Kanaka Pattana Sahakara Bank Niyamitha branch of Axis Bank in Davangere carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC UTIB0SKPSBN exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.

How to Verify IFSC UTIB0SKPSBN Before Transferring

Before initiating any high-value transfer to IFSC UTIB0SKPSBN, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Axis Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.