Overview of IFSC Code UTIB0SMPSBN: The IFSC code UTIB0SMPSBN uniquely identifies the Axis Bank branch located at Shri Mahalaxmi Pattan Sahakara Bank Niyamit in the Belgaum district of Karnataka. This 11-digit alphanumeric code is mandatory for routing electronic fund transfers like NEFT, RTGS, and IMPS to the correct bank account.

IFSC Code UTIB0SMPSBN - Axis Bank Shri Mahalaxmi Pattan Sahakara Bank Niyamit

UTIB0SMPSBN Axis Bank Bailhongal Belgaum Karnataka

BELAGAVI ROAD BAILHONGAL 591102

View all Axis Bank branches
Quick Info

IFSC: UTIB0SMPSBN

Pincode: 591102

District: Belgaum

Status: Active

About Axis Bank Shri Mahalaxmi Pattan Sahakara Bank Niyamit

IFSC Code UTIB0SMPSBN belongs to Axis Bank Shri Mahalaxmi Pattan Sahakara Bank Niyamit branch located in Bailhongal, Belgaum, Karnataka. This branch serves customers in Bailhongal, Belgaum, Karnataka and surrounding areas.

Understanding IFSC Code UTIB0SMPSBN

The IFSC (Indian Financial System Code) UTIB0SMPSBN is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:

  • First 4 characters (UTIB): Bank code identifying Axis Bank
  • 5th character (0): Reserved for future use (always 0)
  • Last 6 characters (SMPSBN): Unique branch identifier for Shri Mahalaxmi Pattan Sahakara Bank Niyamit
Electronic Fund Transfer Services

IFSC Code UTIB0SMPSBN is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:

NEFT (National Electronic Funds Transfer)

Batch processing system for fund transfers. Available Yes at this branch.

Processing: Multiple batches daily, typically settles within 2 hours during banking hours.

RTGS (Real Time Gross Settlement)

Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.

Processing: Real-time settlement, typically within minutes during RTGS hours.

IMPS (Immediate Payment Service)

24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.

Processing: Instant transfer, available 24/7 including holidays.

UPI (Unified Payments Interface)

Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.

Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.

Branch Location and Accessibility

The Axis Bank Shri Mahalaxmi Pattan Sahakara Bank Niyamit branch is located at BELAGAVI ROAD BAILHONGAL 591102 (Pincode: 591102) in Bailhongal, Belgaum, Karnataka. This location serves customers in Bailhongal, Belgaum, Karnataka and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code UTIB0SMPSBN to ensure the transaction is routed correctly.

How to Use IFSC Code UTIB0SMPSBN

When making online fund transfers to an account at this branch, you will need:

  1. IFSC Code: UTIB0SMPSBN (for NEFT, RTGS, IMPS)
  2. Account Number: The recipient's account number
  3. Account Holder Name: As registered with the bank
Important: Always verify the IFSC code before initiating any fund transfer. Incorrect IFSC codes can result in failed transactions or funds being sent to the wrong branch. This IFSC code information is verified from official Reserve Bank of India (RBI) records and is updated regularly to ensure accuracy.
Finding Other Axis Bank Branches

If you're looking for other Axis Bank branches in Bailhongal, Belgaum, Karnataka or nearby areas, use our Axis Bank branch finder. You can search by city, district, or state to find all Axis Bank branches with their respective IFSC codes.

Branch Details
IFSC Code: UTIB0SMPSBN
Bank Name: Axis Bank
Branch Name: Shri Mahalaxmi Pattan Sahakara Bank Niyamit
Address: BELAGAVI ROAD BAILHONGAL 591102
City: Bailhongal
District: Belgaum
State: Karnataka
Pincode: 591102
Payment Services Available
NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available
Search IFSC Codes
Advanced Search
Nearby Branches
10
AXIS BANK
BAILHONGAL • BAILHONGAL, Karnataka
UTIB0002009
AXIS BANK
THE BAILHONGAL MERCHANTS CO OPERATIVE BANK LTD BAILHONGAL • BAILHONGAL, Karnataka
UTIB0SBMCOB
BANK OF BARODA
BAIL HONGAL • BAILHONGAL, KARNATAKA
BARB0BAILHO
BANK OF INDIA
BAILHONGAL • BAILHONGAL, KARNATAKA
BKID0001114
CANARA BANK
BAILHONGAL • BAILHONGAL, Karnataka
CNRB0004738
CANARA BANK
BAILHONGAL II • BAILHONGAL, Karnataka
CNRB0010518
CANARA BANK
NESARGI • BAILHONGAL, Karnataka
CNRB0010588
ICICI BANK LIMITED
BAILHONGAL • BAILHONGAL, Karnataka
ICIC0006524
IDBI BANK
BAIL HONGAL • BAILHONGAL, Karnataka
IBKL0001719
IDBI BANK
THE BAILHONGAL URBAN CO OP BANK • BAILHONGAL, Karnataka
IBKL0101BUC
Database Statistics
177,123

Branches

253

Banks

37

States

38,136

Cities



Axis Bank Shri Mahalaxmi Pattan Sahakara Bank Niyamit Branch IFSC Code UTIB0SMPSBN — Complete Banking Guide for Bailhongal, Karnataka

IFSC code UTIB0SMPSBN belongs to the Shri Mahalaxmi Pattan Sahakara Bank Niyamit branch of Axis Bank in Bailhongal, Belgaum district, Karnataka. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC UTIB0SMPSBN to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.

About Axis Bank, Shri Mahalaxmi Pattan Sahakara Bank Niyamit Branch

The Shri Mahalaxmi Pattan Sahakara Bank Niyamit branch of Axis Bank in Bailhongal, Karnataka serves retail and corporate customers in Belgaum district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC UTIB0SMPSBN is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.

Payment Methods Using IFSC UTIB0SMPSBN

Four primary digital payment rails use IFSC UTIB0SMPSBN for transfers to Axis Bank, Shri Mahalaxmi Pattan Sahakara Bank Niyamit: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC UTIB0SMPSBN against the RBI IFSC master list before processing the payment.

MICR Code and Branch Details

In addition to the IFSC, the Shri Mahalaxmi Pattan Sahakara Bank Niyamit branch of Axis Bank in Bailhongal carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC UTIB0SMPSBN exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.

How to Verify IFSC UTIB0SMPSBN Before Transferring

Before initiating any high-value transfer to IFSC UTIB0SMPSBN, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Axis Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.

FAQs — Axis Bank Shri Mahalaxmi Pattan Sahakara Bank Niyamit, Bailhongal IFSC

What is the IFSC of Axis Bank Shri Mahalaxmi Pattan Sahakara Bank Niyamit in Bailhongal?

The IFSC of Axis Bank, Shri Mahalaxmi Pattan Sahakara Bank Niyamit branch in Bailhongal, Karnataka is UTIB0SMPSBN. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.

What is the minimum amount for NEFT to IFSC UTIB0SMPSBN?

There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC UTIB0SMPSBN to route funds to Axis Bank, Shri Mahalaxmi Pattan Sahakara Bank Niyamit, Bailhongal.

Who assigns IFSC codes like UTIB0SMPSBN?

The Reserve Bank of India (RBI) assigns all IFSC codes in India. Axis Bank applied for the IFSC for its Shri Mahalaxmi Pattan Sahakara Bank Niyamit branch in Bailhongal, and RBI issued UTIB0SMPSBN as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.

Can I use IFSC UTIB0SMPSBN for UPI payments?

UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC UTIB0SMPSBN at Axis Bank, Shri Mahalaxmi Pattan Sahakara Bank Niyamit, Bailhongal. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC UTIB0SMPSBN.

About IFSC Code UTIB0SMPSBN

IFSC Code UTIB0SMPSBN belongs to Axis Bank branch Shri Mahalaxmi Pattan Sahakara Bank Niyamit located in Bailhongal, Belgaum, Karnataka.

Branch Information

  • IFSC Code: UTIB0SMPSBN
  • Bank: Axis Bank
  • Branch: Shri Mahalaxmi Pattan Sahakara Bank Niyamit
  • Address: BELAGAVI ROAD BAILHONGAL 591102
  • City: Bailhongal
  • District: Belgaum
  • State: Karnataka
  • Pincode: 591102

Payment Services

  • NEFT: Available
  • RTGS: Available
  • IMPS: Available
  • UPI: Available
Note: IFSC (Indian Financial System Code) is an 11-character code used to identify bank branches for electronic fund transfers (NEFT, RTGS, IMPS). Always verify the IFSC code before initiating any transaction.

Frequently Asked Questions

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches for electronic fund transfers. You can find IFSC code using our IFSC code search tool by entering the bank name, branch name, or the IFSC code itself.

To check IFSC code, use our IFSC code search tool. Enter the bank name and branch name, or search by IFSC code directly. You can also find banks near me by searching with your location.

IFSC code format consists of 11 characters: first 4 characters represent the bank name, followed by a zero (0), and the last 6 characters represent the branch code. For example, HDFC0001234 where HDFC is the bank code and 001234 is the branch code.

To find banks near me, use our IFSC finder tool. Enter your city or location, and we will show you all nearby bank branches with their IFSC codes, addresses, and contact details.

IFSC code is used for electronic fund transfers (NEFT, RTGS, IMPS) and is 11 characters long. MICR code is used for cheque processing and is 9 digits long. Both codes uniquely identify a bank branch.

You can verify IFSC code using our check IFSC code tool. Enter the IFSC code, and we will display the complete branch details including bank name, branch name, address, and available payment services (NEFT, RTGS, IMPS, UPI).

Yes, IFSC code is required for all electronic fund transfer methods including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service). Our tool shows which services are available for each branch.

To get IFSC code by bank name and branch, use our search tool. Select "Search by Bank & Branch" option, enter the bank name (e.g., Axis Bank) and branch name, and we will display the complete IFSC code details.