IFSC Code UTIB0STECUB - Axis Bank The Eluru Cooperative Urban Bank
DOOR NO 4-1-14 AGRAHARAM ELURU 534001
Quick Info
IFSC: UTIB0STECUB
Pincode: 534001
District: West Godavari
Status: Active
About Axis Bank The Eluru Cooperative Urban Bank
IFSC Code UTIB0STECUB belongs to Axis Bank The Eluru Cooperative Urban Bank branch located in Eluru, West Godavari, Andhra Pradesh. This branch serves customers in Eluru, West Godavari, Andhra Pradesh and surrounding areas.
Understanding IFSC Code UTIB0STECUB
The IFSC (Indian Financial System Code) UTIB0STECUB is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (UTIB): Bank code identifying Axis Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (STECUB): Unique branch identifier for The Eluru Cooperative Urban Bank
Electronic Fund Transfer Services
IFSC Code UTIB0STECUB is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Axis Bank The Eluru Cooperative Urban Bank branch is located at DOOR NO 4-1-14 AGRAHARAM ELURU 534001 (Pincode: 534001) in Eluru, West Godavari, Andhra Pradesh. This location serves customers in Eluru, West Godavari, Andhra Pradesh and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code UTIB0STECUB to ensure the transaction is routed correctly.
How to Use IFSC Code UTIB0STECUB
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: UTIB0STECUB (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Axis Bank Branches
If you're looking for other Axis Bank branches in Eluru, West Godavari, Andhra Pradesh or nearby areas, use our Axis Bank branch finder. You can search by city, district, or state to find all Axis Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | UTIB0STECUB |
| Bank Name: | Axis Bank |
| Branch Name: | The Eluru Cooperative Urban Bank |
| Address: | DOOR NO 4-1-14 AGRAHARAM ELURU 534001 |
| City: | Eluru |
| District: | West Godavari |
| State: | Andhra Pradesh |
| Pincode: | 534001 |
Payment Services Available
Axis Bank The Eluru Cooperative Urban Bank Branch IFSC Code UTIB0STECUB — Complete Banking Guide for Eluru, Andhra Pradesh
IFSC code UTIB0STECUB belongs to the The Eluru Cooperative Urban Bank branch of Axis Bank in Eluru, West Godavari district, Andhra Pradesh. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC UTIB0STECUB to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Axis Bank, The Eluru Cooperative Urban Bank Branch
The The Eluru Cooperative Urban Bank branch of Axis Bank in Eluru, Andhra Pradesh serves retail and corporate customers in West Godavari district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC UTIB0STECUB is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC UTIB0STECUB
Four primary digital payment rails use IFSC UTIB0STECUB for transfers to Axis Bank, The Eluru Cooperative Urban Bank: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC UTIB0STECUB against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the The Eluru Cooperative Urban Bank branch of Axis Bank in Eluru carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC UTIB0STECUB exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC UTIB0STECUB Before Transferring
Before initiating any high-value transfer to IFSC UTIB0STECUB, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Axis Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Axis Bank The Eluru Cooperative Urban Bank, Eluru IFSC
What is the IFSC of Axis Bank The Eluru Cooperative Urban Bank in Eluru?
The IFSC of Axis Bank, The Eluru Cooperative Urban Bank branch in Eluru, Andhra Pradesh is UTIB0STECUB. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC UTIB0STECUB?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC UTIB0STECUB to route funds to Axis Bank, The Eluru Cooperative Urban Bank, Eluru.
Who assigns IFSC codes like UTIB0STECUB?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Axis Bank applied for the IFSC for its The Eluru Cooperative Urban Bank branch in Eluru, and RBI issued UTIB0STECUB as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC UTIB0STECUB for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC UTIB0STECUB at Axis Bank, The Eluru Cooperative Urban Bank, Eluru. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC UTIB0STECUB.
About IFSC Code UTIB0STECUB
IFSC Code UTIB0STECUB belongs to Axis Bank branch The Eluru Cooperative Urban Bank located in Eluru, West Godavari, Andhra Pradesh.
Branch Information
- IFSC Code: UTIB0STECUB
- Bank: Axis Bank
- Branch: The Eluru Cooperative Urban Bank
- Address: DOOR NO 4-1-14 AGRAHARAM ELURU 534001
- City: Eluru
- District: West Godavari
- State: Andhra Pradesh
- Pincode: 534001
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available