IFSC Code UTKS0001121 - Utkarsh Small Finance Bank Uttam Nagar
PILLAR NO -741 B -127 UTTAM NAGAR NEW DELHI INDIA PIN - 110059
Quick Info
IFSC: UTKS0001121
Pincode: 110059
District: West
Status: Active
About Utkarsh Small Finance Bank Uttam Nagar
IFSC Code UTKS0001121 belongs to Utkarsh Small Finance Bank Uttam Nagar branch located in Uttam Nagar, West, Delhi. This branch serves customers in Uttam Nagar, West, Delhi and surrounding areas.
Understanding IFSC Code UTKS0001121
The IFSC (Indian Financial System Code) UTKS0001121 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (UTKS): Bank code identifying Utkarsh Small Finance Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (001121): Unique branch identifier for Uttam Nagar
Electronic Fund Transfer Services
IFSC Code UTKS0001121 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Utkarsh Small Finance Bank Uttam Nagar branch is located at PILLAR NO -741 B -127 UTTAM NAGAR NEW DELHI INDIA PIN - 110059 (Pincode: 110059) in Uttam Nagar, West, Delhi. This location serves customers in Uttam Nagar, West, Delhi and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code UTKS0001121 to ensure the transaction is routed correctly.
How to Use IFSC Code UTKS0001121
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: UTKS0001121 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Utkarsh Small Finance Bank Branches
If you're looking for other Utkarsh Small Finance Bank branches in Uttam Nagar, West, Delhi or nearby areas, use our Utkarsh Small Finance Bank branch finder. You can search by city, district, or state to find all Utkarsh Small Finance Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | UTKS0001121 |
| Bank Name: | Utkarsh Small Finance Bank |
| Branch Name: | Uttam Nagar |
| Address: | PILLAR NO -741 B -127 UTTAM NAGAR NEW DELHI INDIA PIN - 110059 |
| City: | Uttam Nagar |
| District: | West |
| State: | Delhi |
| Pincode: | 110059 |
Payment Services Available
Utkarsh Small Finance Bank Uttam Nagar Branch IFSC Code UTKS0001121 — Complete Banking Guide for Uttam Nagar, Delhi
IFSC code UTKS0001121 belongs to the Uttam Nagar branch of Utkarsh Small Finance Bank in Uttam Nagar, West district, Delhi. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC UTKS0001121 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Utkarsh Small Finance Bank, Uttam Nagar Branch
The Uttam Nagar branch of Utkarsh Small Finance Bank in Uttam Nagar, Delhi serves retail and corporate customers in West district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC UTKS0001121 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC UTKS0001121
Four primary digital payment rails use IFSC UTKS0001121 for transfers to Utkarsh Small Finance Bank, Uttam Nagar: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC UTKS0001121 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Uttam Nagar branch of Utkarsh Small Finance Bank in Uttam Nagar carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC UTKS0001121 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC UTKS0001121 Before Transferring
Before initiating any high-value transfer to IFSC UTKS0001121, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Utkarsh Small Finance Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Utkarsh Small Finance Bank Uttam Nagar, Uttam Nagar IFSC
What is the IFSC of Utkarsh Small Finance Bank Uttam Nagar in Uttam Nagar?
The IFSC of Utkarsh Small Finance Bank, Uttam Nagar branch in Uttam Nagar, Delhi is UTKS0001121. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC UTKS0001121?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC UTKS0001121 to route funds to Utkarsh Small Finance Bank, Uttam Nagar, Uttam Nagar.
Who assigns IFSC codes like UTKS0001121?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Utkarsh Small Finance Bank applied for the IFSC for its Uttam Nagar branch in Uttam Nagar, and RBI issued UTKS0001121 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC UTKS0001121 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC UTKS0001121 at Utkarsh Small Finance Bank, Uttam Nagar, Uttam Nagar. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC UTKS0001121.
About IFSC Code UTKS0001121
IFSC Code UTKS0001121 belongs to Utkarsh Small Finance Bank branch Uttam Nagar located in Uttam Nagar, West, Delhi.
Branch Information
- IFSC Code: UTKS0001121
- Bank: Utkarsh Small Finance Bank
- Branch: Uttam Nagar
- Address: PILLAR NO -741 B -127 UTTAM NAGAR NEW DELHI INDIA PIN - 110059
- City: Uttam Nagar
- District: West
- State: Delhi
- Pincode: 110059
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available